Editor: David Reiss
Brooklyn Law School

October 6, 2016

Credit Card Debt and Your Mortgage

By David Reiss quoted me in Fannie Mae Taking a Closer Look at Applicants’ Credit Card Payments. It opens, If you feel like you’ve been managing your debt just fine, making the minimum payment on your credit cards on time every month, … Continue reading

September 19, 2016

Subprime v. Non-Prime

By David Reiss

The Kroll Bond Rating Agency has issued an RMBS Research report, Credit Evolution: Non-Prime Isn’t Yesterday’s Subprime. It opens, Following the private label RMBS market’s peak in 2007 and the ensuing credit crisis, non-agency securitizations of newly originated collateral have … Continue reading

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September 19, 2016 in MBS industry | Permalink | No Comments

September 13, 2016

Mortgage Market Forecast

By David Reiss’s new financial services blog quoted me in Mortgage Rates Likely to Remain Low for Foreseeable Future. It opens, In the weeks since the United Kingdom voted to leave the European Union, previously low interest rates have fallen to near historically … Continue reading

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September 13, 2016 in MBS industry | Permalink | No Comments

July 19, 2016

Investing in Mortgage-Backed Securities

By David Reiss

US News & World Report quoted me in Why Investors Own Private Mortgage-Backed Securities. It opens, Private-label, or non-agency backed mortgage securities, got a black eye a few years ago when they were blamed for bringing on the financial crisis. But they … Continue reading

July 1, 2016

The Sloppy State of the Mortgage Market

By David Reiss

I published a short article in the California Real Property Law Reporter, Sloppy, Sloppy, Sloppy: The State of the Mortgage Market, as part of a broader discussion of Foreclosures Following Problematic Securitizations.  The other contributors were Roger Bernhardt, who organized the discussion,  as well as … Continue reading

June 13, 2016

Mortgage Market Overview

By David Reiss

The Urban Institute’s Housing Finance Policy Center issued its May 2016 Housing Finance at a Glance Chartbook. This monthly report is invaluable for those of us who follow the mortgage market closely. The mortgage market changes so quickly and so … Continue reading

May 19, 2016

Divvying up The Mortgage Market

By David Reiss

S&P Capital IQ has posted some Structured Finance Research: The Conforming Loan Limit And Its Effect On The U.S. Private­-Label Mortgage Market. It contains interesting thoughts on how a stabilized secondary mortgage market should be split between government-backed and private-label securitizations. More particularly, … Continue reading