REFinBlog

Editor: David Reiss
Brooklyn Law School

April 25, 2016

TRID Trials

By David Reiss

The Consumer Financial Protection Bureau issued the TILA-RESPA Integrated Disclosure (TRID) Rule which went into effect more than six months ago. The TRID Rule were designed to enhance consumer protections in the mortgage application process.  The mortgage industry has been … Continue reading

April 18, 2016

Goldman’s $5B Mortgage Settlement: If They Only Knew

By David Reiss

The news reports about Goldman’s $5 billion settlement over its boom-time securitization practices have focused on whether Goldman would really have to pay all $5 billion at the end of the day. It is important to focus on the size … Continue reading

March 8, 2016

The Future of Securitization

By David Reiss

SEC Commissioner Michael Piwowar’s Remarks at ABS Vegas 2016 are worth a look for all of those interested in the future of the mortgage-backed securities market. I have interspersed selections of his remarks with my comments: As our country’s capital markets … Continue reading

February 18, 2016

Economic Factors That Affect Housing Prices

By David Reiss

S&P has posted a paper on Economic Factors That Affect Housing Prices. This is, of course, an important topic, albeit one that is an art as well as a science. While S&P undertook this analysis more for mortgage-backed securities investors than for … Continue reading

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February 18, 2016 in MBS industry | Permalink | No Comments

January 22, 2016

Friday’s Government Reports Roundup

By Shea Cunningham

The U.S. Government Accountability Office released “Troubled Asset Relief Program (TARP) Report,” showing the Treasury’s participation for TARP housing programs. The Center on Budget and Policy Priorities released a report on SNAP Benefits, or what used to be known as … Continue reading

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January 22, 2016 in MBS industry | Permalink | No Comments

January 20, 2016

Wednesday’s Academic Roundup

By Shea Cunningham

Towards a New Eviction Jurisprudence, Gerald S. Dickinson, Georgetown Journal on Poverty Law Policy, Vol. 23, No. 1, 2015. Managing Retirement Risks with Reverse Mortgage Loans and Long-Term Care Insurance, Adam Wenqiang Shao, Hua Chen & Michael Sherris, 7th Australasian … Continue reading

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January 20, 2016 in MBS industry | Permalink | No Comments

January 13, 2016

Wednesday’s Academic Roundup

By Shea Cunningham

Civil Forfeiture and the Constitution, Caleb Nelson, Yale Law Journal, Forthcoming; Virginia Public Law and Legal Theory Research Paper No. 2. Cohabitants, Choice, and the Public Interest, Robert Leckey, Philosophical Foundations of Children’s and Family Law (OUP), Elizabeth Brake and … Continue reading

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January 13, 2016 in MBS industry | Permalink | No Comments