REFinBlog

Editor: David Reiss
Brooklyn Law School

A Member of the Law Professor Blogs Network

July 2, 2015

The Importance of Understanding G-Fees

By David Reiss

The Federal Housing Finance Agency has released Fannie Mae and Freddie Mac Single-Family Guarantee Fees in 2014. Ok, ok, this is some really technical stuff. But it gives us a lot of important information about what goes into the cost of … Continue reading

July 1, 2015

Wednesday’s Academic Roundup

By Shea Cunningham

Separate and Unequal: The American Dream, Peter C. LaGreca, 16 Rutgers Race & L. Rev. 183 (2015). Reverse Mortgage Loans: A Quantitative Analysis, Makoto Nakajima & Irina Telyukova, FRB of Philadelphia Working Paper No. 14-27. Reverse Mortgages: What Homeowners (Don’t) … Continue reading

June 29, 2015

CFPB Mortgage Highlights

By David Reiss

The Consumer Financial Protection Bureau issued its most recent Supervisory Highlights. The CFPB is “committed to transparency in its supervisory program by sharing key findings in order to help industry limit risks to consumers and comply with Federal consumer financial law.” … Continue reading

Monday’s Adjudication Roundup

By Shea Cunningham

Massachusetts’s federal court found that a unit of Deutsche Bank AG failed to vet some residential mortgage-backed securities, which mislead Massachusetts Mutual Life Insurance Co. US Bank filed an amended complaint claiming that Citigroup Global Markets Realty Corp. and CitiMortgage … Continue reading

June 24, 2015

High Risk at Fannie and Freddie

By David Reiss

The Federal Housing Finance Agency released its 2014 Report to Congress. It summarizes many interim reports and press releases that were released over the previous year, many of which have been covered by REFinBlog as they came out. I was struck, … Continue reading

Wednesday’s Academic Roundup

By Shea Cunningham

House Price Impacts of Racial, Income, Education and Age Neighborhood Segregation, David M. Brasington, Diane Hite & Andres Jauregui, Journal of Regional Science, Vol. 55, Issue 3, pp. 442-467, 2015. Housing Price Collapse Worsens the Opportunities for Educational Attainment for … Continue reading

June 23, 2015

What’s Behind Rising Mortgage Bond Issuance?

By David Reiss

GlobeSt.com quoted me in What Else Is Behind Rising Mortgage Bond Issuance, Demand?. It opens, Investor demand for mortgage bonds, both that have agency backing and not, is quite high these days. Last week Bloomberg reported that issuance of home-loan securities … Continue reading