September 16, 2014

Gimme More Mortgage Data!

By David Reiss

People are always talking about the value of data about web browsing habits. They don’t talk nearly enough about the value of data about mortgage shopping habits. Regulators and researchers do not know nearly enough about how borrowers and lenders … Continue reading

Read More

September 16, 2014 in Regulation | Permalink | No Comments

September 15, 2014

Housing Goals and Housing Finance Reform

By David Reiss

The Federal Housing Finance Agency issued a proposed rule that would establish housing goals for Fannie and Freddie for the next three years. The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 required that Fannie and Freddie’s regulator … Continue reading

Read More

September 15, 2014 in Regulation | Permalink | No Comments

September 12, 2014

Reiss on Housing Finance Reform

By David Reiss

Inside MBS and ABS, the trade journal, quoted me in DeMarco Cites ‘Structural Improvements’ in Housing Six Years After GSE Conservatorship, More Needed (behind a paywall). It reads, Six years after the government takeover of Fannie Mae and Freddie Mac, … Continue reading

Read More

September 12, 2014 in Regulation | Permalink | No Comments

September 5, 2014

Planning and Protesting at the Brooklyn Book Festival

By David Reiss

I will be moderating a panel at the 2014 Brooklyn Book Festival on Sunday, September 21st at 10am in the Brooklyn Law School Moot Courtroom.  The panel is Planning and Protesting: Cities Evolve! With the city constantly evolving, each major … Continue reading

Read More

September 5, 2014 in Regulation | Permalink | No Comments

September 4, 2014

Hope for Housing Finance Reform?

By David Reiss

The former Acting Director of the Federal Housing Finance Agency, Edward Demarco, has issued a short policy brief from his new perch at the Milken Institute’s Center for Financial Markets.While there is nothing that is really new in this policy … Continue reading

Read More

September 4, 2014 in Regulation | Permalink | No Comments

September 3, 2014

Top Ten Issues for Housing Finance Reform

By David Reiss

Laurie Goodman of the Urban Institute has posted A Realistic Assessment of Housing Finance Reform. This paper is quite helpful, given the incredible complexity of the topic. The paper includes a lot of background, but I assume that readers of … Continue reading

Read More

September 3, 2014 in Regulation | Permalink | No Comments

September 2, 2014

Insuring Mortgages Through the Business Cycle

By David Reiss

Mark Zandi and Cristian deRitis of Moody’s, along with Jim Parrott of the Urban Institute, have posted Putting Mortgage Insurers on Solid Ground. They wrote this in response to the Private Mortgage Insurance Eligibility Requirements set forth by the FHFA. … Continue reading

Read More

September 2, 2014 in Regulation | Permalink | No Comments