October 23, 2014

Tall Mortgage Tales

By David Reiss

Todd Zywicki has posted The Behavioral Law and Economics of Fixed-Rate Mortgages (and Other Just-So Stories) to SSRN. The article contains SPOILER ALERT! a spoof, in order to make a larger point. The abstract reads, A major cause of the … Continue reading

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October 23, 2014 in Regulation | Permalink | No Comments

October 22, 2014

Housing Vouchers for Landlords

By David Reiss

Collinson and Ganong have posted The Incidence of Housing Voucher Generosity to SSRN. The abstract of this important paper is a little technical for non-economists. It reads: What is the incidence of housing vouchers? Housing voucher recipients in the US … Continue reading

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October 22, 2014 in Regulation | Permalink | No Comments

October 21, 2014

Reiss on Easing Credit

By David Reiss

Law360 quoted me in With Lessons Learned, FHFA Lets Mortgage Giants Ease Credit (behind a paywall). It reads in part, The Federal Housing Finance Agency’s plan to boost mortgage lending by allowing Fannie Mae and Freddie Mac to purchase loans … Continue reading

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October 21, 2014 in Regulation | Permalink | No Comments

October 17, 2014

The Other GSE Conservatorship Lawsuit

By David Reiss

While there has been a lot of attention over Judge Lamberth’s ruling on the shareholders’ cases regarding Fannie and Freddie’s conservatorships, much less has been given to Judge Cooke’s dismissal of Samuels v. FHFA (No. 13-22399 S.D. Fla. ) (Sept. … Continue reading

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October 17, 2014 in Regulation | Permalink | No Comments

October 15, 2014

Reiss in Newsday on Stimulus Program

By David Reiss

Newsday quoted me in State Faults Venture Capital Firm (registration required for full access).  The story reads in part, New York State officials say Canrock Ventures, a venture capital firm in Brookville, failed to notify them of potential conflicts of … Continue reading

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October 15, 2014 in Regulation | Permalink | No Comments

October 14, 2014

Reiss on The FHFA’s Common Securitization Platform

By David Reiss

I have submitted my response to the FHFA’s Request for Input on the Proposed Single Security Structure.  The abstract for my response, The FHFA’s Proposed Single Security Structure, reads, The Federal Housing Finance Agency (FHFA) has posted a Request for … Continue reading

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October 14, 2014 in Regulation | Permalink | No Comments

October 10, 2014

Dodd-Frank Mortgage Rules Readiness Guide

By David Reiss

The CFPB issued Version 3.0 of its 2014 CFPB Dodd-Frank Mortgage Rules Readiness Guide “to help financial institutions come into and maintain compliance with the new mortgage rules outlined in Part I of this Guide. . . .. This Guide … Continue reading

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October 10, 2014 in Regulation | Permalink | No Comments