REFinBlog

Editor: David Reiss
Brooklyn Law School

April 21, 2017

Kafka and the CFPB

By David Reiss

The Hill published my latest column, The CFPB Is a Champion for Americans Across The Country. It opens, Republicans like Sen. Ted Cruz (R-Texas) have been arguing that consumers should be freed from the Consumer Financial Protection Bureau’s “regulatory blockades and … Continue reading

April 20, 2017

Blockchain and Real Estate

By David Reiss

CoinDesk.com quoted me in Land Registry: A Big Blockchain Use Case Explored. It opens, With distributed ledger technology being promoted as a benefit to everything from farming to Fair Trade coffee, use case investigation has emerged as a full-time fascination for … Continue reading

April 19, 2017

How Tight Is The Credit Box?

By David Reiss

Laurie Goodman of the Urban Institute’s Housing Finance Policy Center has posted a working paper, Quantifying the Tightness of Mortgage Credit and Assessing Policy Actions. The paper opens, Mortgage credit has become very tight in the aftermath of the financial … Continue reading

April 17, 2017

This Is What GSE Reform Looks Like

By David Reiss

The Federal Housing Finance Agency’s Division of Conservatorship release an Update on Implementation of the Single Security and the Common Securitization Platform. As I had discussed last week, housing finance reform is proceeding apace from within the FHFA notwithstanding assertions … Continue reading

April 13, 2017

Fannie + Freddie = Frannie

By David Reiss

The Federal Housing Finance Agency released its 2016 Scorecard Progress Report. It contains some interesting information about the FHFA’s ongoing efforts to reshape Fannie and Freddie notwithstanding the inaction of Congress. These efforts are not broadcast very clearly, but they … Continue reading

April 12, 2017

Skinny Budget Sucker Punch

By David Reiss

The Waco Tribune-Herald quote me in Cutting Habitat Could Hurt Local Economy. It reads, Last summer, through a series of tragic events, one of our longtime church members faced the frightening possibility of homelessness. She had lived with her father for … Continue reading

April 11, 2017

What Is a HUD Foreclosure?

By David Reiss

Realtor.com quoted me in What Is a HUD Foreclosure? A Home That’s Below Market Value. It reads, “Foreclosure” is a scary word with a simple definition: It’s the process of a lender attempting to recoup the balance owed on a loan … Continue reading