REFinBlog

Editor: David Reiss
Brooklyn Law School

May 7, 2018

Housing in the Trump Era

By David Reiss

  The Real Estate Transactions Section of the American Association of Law Schools has issued the following Call for Papers: Access + Opportunity + Choice: Housing Capital, Equity, and Market Regulation in the Trump Era Program Description: The year 2018 marks the … Continue reading

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May 7, 2018 in CFPB | Permalink | No Comments

April 20, 2018

Rate-Lock Lock Out

By David Reiss

Mick Mulvaney plays against type by signing off on a Consent Order with a billion dollar penalty for Wells Fargo. The Order stated that Wells, among other things, charged “fees for rate-lock extensions in connection with residential-mortgage lending” and violated … Continue reading

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April 20, 2018 in CFPB | Permalink | No Comments

April 10, 2018

Taking Apart The CFPB, Bit by Bit

By David Reiss

Mick Mulvaney’s Message in the CFPB’s latest Semi-Annual Report is crystal clear regarding his plans for the Bureau: As has been evident since the enactment of the Dodd-Frank Act, the Bureau is far too powerful, and with precious little oversight … Continue reading

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April 10, 2018 in CFPB | Permalink | No Comments

March 2, 2018

The Regulation of Residential Real Estate Finance Under Trump

By David Reiss

I published a short article in the American College of Real Estate Lawyers (ACREL)  (ACREL) News & Notes, The Regulation of Residential Real Estate Finance Under Trump. The abstract reads, Reducing Regulation and Controlling Regulatory Costs was one of President Trump’s … Continue reading

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March 2, 2018 in CFPB | Permalink | No Comments

February 27, 2018

Reducing Enforcement at The CFPB

By David Reiss

Mick Mulvaney’s Consumer Financial Protection Bureau has released a Request for Information Regarding Bureau Enforcement Activities (available on the upper right corner of this page), its third in a series of RFIs that seek to dramatically restrict the Bureau’s activities. … Continue reading

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February 27, 2018 in CFPB | Permalink | No Comments

February 23, 2018

The Budgetary Impact on Housing Finance

By David Reiss

The MIT Golub Center for Finance and Policy has posted some interesting infographics on The President’s 2019 Budget: Proposals Affecting Credit, Insurance and Financial Regulators: The White House released the President’s budget proposal for fiscal year 2019 on February 12, just days … Continue reading

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February 23, 2018 in CFPB | Permalink | No Comments

February 22, 2018

Ditching the CFPB’s System of Adjudication

By David Reiss

Mick Mulvaney is continuing his work of dismantling the Consumer Financial Protection Bureau as we have known it. His latest is the issuance of a Request for Information Regarding Bureau Rules of Practice for Adjudication Proceedings. Section 1053 of the … Continue reading

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February 22, 2018 in CFPB | Permalink | No Comments