REFinBlog

Editor: David Reiss
Brooklyn Law School

February 23, 2018

The Budgetary Impact on Housing Finance

By David Reiss

The MIT Golub Center for Finance and Policy has posted some interesting infographics on The President’s 2019 Budget: Proposals Affecting Credit, Insurance and Financial Regulators: The White House released the President’s budget proposal for fiscal year 2019 on February 12, just days … Continue reading

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February 23, 2018 in CFPB | Permalink | No Comments

February 22, 2018

Ditching the CFPB’s System of Adjudication

By David Reiss

Mick Mulvaney is continuing his work of dismantling the Consumer Financial Protection Bureau as we have known it. His latest is the issuance of a Request for Information Regarding Bureau Rules of Practice for Adjudication Proceedings. Section 1053 of the … Continue reading

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February 22, 2018 in CFPB | Permalink | No Comments

February 14, 2018

The “Humbled” Consumer Financial Protection Bureau

By David Reiss

The Consumer Financial Protection Bureau is changing directions in a big way under the leadership of Mick Mulvaney as seen in its Strategic Plan for FY 2018-2022. In his opening message to the Plan, Mulvaney writes that the Plan presents an opportunity … Continue reading

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February 14, 2018 in CFPB | Permalink | No Comments

February 7, 2018

The Fate of CFPB’s Civil Investigative Demands

By David Reiss

  Mick Mulvaney’s Consumer Financial Protection Bureau issued a Request for Information Regarding Bureau Civil Investigative Demands and Associated Processes: The Bureau is using this request for information to seek public input regarding the exercise of its authority to issue CIDs, … Continue reading

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February 7, 2018 in CFPB | Permalink | No Comments

February 5, 2018

Trump Wins Another Round in CFPB Fight

By David Reiss

Judge Gardephe (SDNY) ruled against the Lower East Side People’s Federal Credit Union in their suit against President Trump and Mick Mulvaney over the control of the Consumer Financial Protection Bureau. (Case 1:17-cv-09536-PGG, filed February 1, 2018) Trump has sought … Continue reading

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February 5, 2018 in CFPB | Permalink | No Comments

February 1, 2018

An Independent CFPB

By David Reiss

The United States Court of Appeals for the District of Columbia, sitting en banc, upheld the constitutionality of the structure of the Consumer Financial Protection Bureau in PHH Corporation v. CFPB, No. 15-1177 (Jan. 31, 2018). There has been a … Continue reading

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February 1, 2018 in CFPB | Permalink | No Comments

January 26, 2018

Trump and the Regulation of Real Estate

By David Reiss

I have posted my article, The Trump Administration and Residential Real Estate Finance, which just came out in Westlaw Journal Derivatives to SSRN (and also to BePress). The abstract reads, An executive order titled “Reducing Regulation and Controlling Regulatory Costs” … Continue reading

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January 26, 2018 in CFPB | Permalink | No Comments