REFinBlog

Editor: David Reiss
Brooklyn Law School

April 26, 2017

Comparison Shopping Savings in Mortgage Market

By David Reiss

Alexei Alexandrov and Sergei Koulayev of the Consumer Financial Protection Bureau have posted a working paper, No Shopping in the U.S. Mortgage Market: Direct and Strategic Effects of Providing Information to SSRN. The paper is the first to answer the … Continue reading

Read More

April 26, 2017 in CFPB | Permalink | No Comments

April 24, 2017

What is the Debt to Income Ratio?

By David Reiss

OppLoans.com quoted me in What is the Debt to Income Ratio? It opens, One of the great things about credit is that it lets you make purchases you wouldn’t otherwise be able to afford at one time. But this arrangement only … Continue reading

Read More

April 24, 2017 in CFPB | Permalink | No Comments

April 21, 2017

Kafka and the CFPB

By David Reiss

The Hill published my latest column, The CFPB Is a Champion for Americans Across The Country. It opens, Republicans like Sen. Ted Cruz (R-Texas) have been arguing that consumers should be freed from the Consumer Financial Protection Bureau’s “regulatory blockades and … Continue reading

Read More

April 21, 2017 in CFPB | Permalink | No Comments

April 19, 2017

How Tight Is The Credit Box?

By David Reiss

Laurie Goodman of the Urban Institute’s Housing Finance Policy Center has posted a working paper, Quantifying the Tightness of Mortgage Credit and Assessing Policy Actions. The paper opens, Mortgage credit has become very tight in the aftermath of the financial … Continue reading

Read More

April 19, 2017 in CFPB | Permalink | No Comments

March 20, 2017

United States v. CFPB

By David Reiss

The Trump Administration has filed an amicus brief in PHH Corp. v. CFPB. The case is schedule for an en banc hearing in May. The filing is particularly newsworthy because the Trump Administration is siding with PHH, a mortgage lender, … Continue reading

Read More

March 20, 2017 in CFPB | Permalink | No Comments

March 14, 2017

Gorsuch and the State of Administrative Law

By David Reiss

I was interviewed by Harold O’Grady on his podcast for the BLS Library Blog about Supreme Court nominee Judge Gorsuch: This conversation with Brooklyn Law School Professor David Reiss focuses on his recent article Gorsuch, CFPB and Future of the Administrative … Continue reading

Read More

March 14, 2017 in CFPB | Permalink | No Comments

March 8, 2017

What’s the CFPB Ever Done for Housing?

By David Reiss

TheStreet.com quoted me in What’s the CFPB Ever Done For Housing? Quite A Lot. It reads, in part, The Consumer Financial Protection Bureau grew out of the housing market crash of 2008 and subsequent Dodd-Frank legislation. As a watchdog with teeth, … Continue reading

Read More

March 8, 2017 in CFPB | Permalink | No Comments