April 10, 2015

The Future of Fannie and Freddie: The Definitive Panel!

By David Reiss

The  NYU Journal of Law & Business has published The Future of Fannie and Freddie: This is a transcript of a panel discussion titled, “The Future of Fannie and Freddie.” The panelists were Dr. Mark Calabria from the Cato Institute; Professor … Continue reading

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April 10, 2015 in CFPB | Permalink | No Comments

Friday’s Government Reports Roundup

By Shea Cunningham

The Office of the Comptroller of the Currency released a report on mortgage performance. CFPB releases its Consumer Response Annual Report analyzing the complaints it received in 2014 and its fourth annual Fair Debt Collection Practices Act FHFA releases its … Continue reading

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April 10, 2015 in CFPB | Permalink | No Comments

April 7, 2015

Home Loan Toolkit

By David Reiss

The Consumer Financial Protection Bureau has issued Your Home Loan Toolkit: A Step-by-Step Guide. The toolkit is designed to help potential homeowners navigate the process of buying a home. As the press release notes, The toolkit provides a step-by-step guide to … Continue reading

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April 7, 2015 in CFPB | Permalink | No Comments

April 1, 2015

Mortgaging the Future

By David Reiss

The Federal Reserve Bank of San Francisco’s most recent Economic Letter is titled Mortgaging the Future? In it, Òscar Jordà, Moritz Schularick, and Alan M. Taylor evaluate the “Great Mortgaging” of the American economy: In the six decades following World War … Continue reading

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April 1, 2015 in CFPB | Permalink | No Comments

March 27, 2015

Friday’s Government Reports Roundup

By Shea Cunningham

CFPB releases report of KPMG audit of its operations and budget. In the report, CFPB agrees with KPMG’s findings about control deficiencies and is aiming to fix such deficiencies. FHFA releases report on progress of Fannie/Freddie Conservatorships in advancing access … Continue reading

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March 27, 2015 in CFPB | Permalink | No Comments

March 17, 2015

CFPB Mortgage Supervision Highlights

By David Reiss

The Consumer Financial Protection Bureau issued its Supervisory Highlights for Winter 2015. The highlights include a section on Mortgage Origination and “largely focuses on Supervision’s examination findings and observations from July 2014 to December 2014.” (9) The headings of this … Continue reading

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March 17, 2015 in CFPB | Permalink | No Comments

March 16, 2015

Arbitration and The Common Mortgage

By David Reiss

The Consumer Financial Protection Bureau posted its Arbitration Study. This is a report to Congress that was required by Dodd-Frank. By way of background, the study states that Companies provide almost all consumer financial products and services subject to the … Continue reading

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March 16, 2015 in CFPB | Permalink | No Comments