REFinBlog

Editor: David Reiss
Brooklyn Law School

March 17, 2017

Can Downpayment Assistance Work?

By David Reiss

The HUD Inspector General issued a report on FHA-Insured Loan with Borrower-Financed Downpayment Assistance. Downpayment assistance has a long history of failure, a history that has led to big losses for the FHA and foreclosures for borrowers. The IG audited … Continue reading

February 9, 2017

The FHA Rollback’s Impact on Homebuyers

By David Reiss

MortgageLoan.com quoted me in How Will Killing FHA Insurance Rollback Affect Borrowers? It opens, Less than an hour after being sworn in as president, Donald Trump signed his first executive order, eliminating a drop in FHA mortgage insurance premiums that was … Continue reading

February 3, 2017

Whither FHA Premiums?

By David Reiss

Various NBC News affiliates quoted me in What You Need To Know About Trump’s Reversal of the FHA Mortgage Insurance Rate Cut. It opens, On his first day in office, President Donald Trump issued an executive order to undo a quarter-point … Continue reading

January 30, 2017

What Is at Stake with the FHA?

By David Reiss

The Hill published my column, The Future of American Home Ownership Under President Trump. It reads,  One of the Trump Administration’s first official actions was to reverse the Federal Housing Administration (FHA) mortgage insurance premium cut that was announced in the … Continue reading

November 21, 2016

The Trump Effect on Mortgage Rates

By David Reiss

The Christian Science Monitor quoted me in What Does President Trump Really Mean for Mortgage Rates? It opens, In the week following the election, mortgage rates soared nearly half a percentage point. Average weekly 30-year fixed home loan rates are back above … Continue reading

November 18, 2016

Low Down Payment Mortgages, Going Forward

By David Reiss

TheStreet.com quoted me in Home Loan Down Payments Are in Decline: Will Uncle Sam Ride to the Rescue? It opens, President-elect Donald Trump has enough problems on his hands as his administration takes shape, with the economy, health care, geopolitical strife and … Continue reading

November 9, 2016

Housing Finance Reform, Going Forward

By David Reiss

Two high-level officials in the Treasury Department recently posted Housing Finance Reform: Access and Affordability Going Forward. It highlighted principles that should guide housing finance reform going forward. It opened, Access to affordable housing serves as a cornerstone of economic security for … Continue reading