Federal Housing Administration

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    • Reiss on BK Live!

    Posted by & filed under CFPB, Federal Housing Administration, Regulation.

    The BK Live segment on Mortgage Inequities in Brooklyn has been posted to the web. Mark Winston Griffith (Brooklyn Movement Center Executive Director), Alexis Iwaniszie (New Economy Project) and I discuss mortgage inequities and how they effect Brooklyn (and beyond). REFinblog.com gets a nice shout out from BK Live.

    Foreclosure Prevention: The Real McCoy

    Posted by & filed under CFPB, Federal Housing Administration, Federal Housing Finance Agency.

    Patricia McCoy has posted Barriers to Foreclosure Prevention During the Financial Crisis (also on SSRN). In the early 2000s, Pat was one of the first legal scholars to identify predatory behaviors in the secondary mortgage market. These behaviors resulted in homeowners being saddled with expensive loans that they had trouble paying off. As many unaffordable… Read more »

    FHA’s Net Cost of $15 Billion

    Posted by & filed under Federal Housing Administration.

    The Congressional Budget Office posted FHA’s Single-Family Mortgage Guarantee Program: Budgetary Cost or Savings? In response to the question, “Has FHA’s Guarantee Program for Single-Family Mortgages Produced Net Savings to Taxpayers,” the CBO responds, No. Collectively, the single-family mortgage guarantees made by FHA between 1992 and 2012 have had a net federal budgetary cost of… Read more »

    Mortgage Reform Schooling on 30 Year Term

    Posted by & filed under Federal Housing Administration, Federal Housing Finance Agency, Regulation.

    S&P has posted U.S. Mortgage Finance Reform Efforts and the Potential Credit Implications to school us on the current state of affairs in Congress. It provides a useful lesson on three major mortgage reform bills introduced in Congress this year.  They are the Housing Finance Reform and Taxpayer Protection Act of 2013 (Corker-Warner); Protecting American… Read more »

    Post-Bubble Foreclosure-Prevention and -Mitigation Options in Your Town?

    Posted by & filed under Federal Housing Administration, Federal Housing Finance Agency, Regulation.

    Bob Hockett has posted Post-Bubble Foreclosure-Prevention and -Mitigation Options in Seattle. I recommend it to those interested in issues beyond Seattle’s borders because it actually covers foreclosure-prevention and mitigation options across the country, although it looks at them with a Seattle focus. He argues that There is a potentially bewildering array of means available to… Read more »