Editor: David Reiss
Brooklyn Law School

November 13, 2015

Fannie, Freddie & The Affordable Housing Feint

By David Reiss

          Robert J. Shapiro and Elaine C. Kamarck have posted A Strategy to Promote Affordable Housing for All Americans By Recapitalizing Fannie Mae and Freddie Mac. While it presents as a plan to fund affordable housing, … Continue reading

November 6, 2015

Friday’s Government Reports Roundup

By Shea Cunningham

HUD’s Office of Policy Development & Research released its most recent issue of Cityscape, featuring research from a symposium about affordable housing and neighborhood qualities. The HOME Coalition released “Building HOME: The HOME Investment Partnerships Program’s Impact on America’s Families … Continue reading

November 2, 2015

Obama Administration on Frannie

By David Reiss

Michael Stegman, a White House Senior Policy Advisor, offered up the Obama Administration’s “perspective on critical housing issues” recently. (1) I found the remarks on the future of Fannie and Freddie to be of particular interest: Before discussing what we … Continue reading

October 29, 2015

Frannie v. Private-Label Smackdown

By David Reiss

S&P posted a report, Historical Data Show That Agency Mortgage Loans Are Likely to Perform Significantly Better Than Comparable Non-Agency Loans. The overview notes, We examined the default frequencies of both agency and non-­agency mortgage loans originated from 1999­-2008. As … Continue reading

October 20, 2015

Hypothetically Reforming Fannie and Freddie

By David Reiss

S&P issued a report, Fannie, Freddie, and the FHLB System: Plus Ca Change . . . The report opens, “Despite reform talk in the years since the U.S. housing crisis, Standard & Poor’s Ratings Services believes the likelihood of extraordinary government support … Continue reading

September 11, 2015

Friday’s Government Reports Roundup

By Shea Cunningham

The FHFA releases it 2015-2017 Housing Goals for Fannie Mae & Freddie Mac. The US Department of Agriculture released its 20th Annual Food Security Report. The reports shows that 1 in 7 people live in food insecure households, but there … Continue reading

September 9, 2015

Better to Be a Banker or a Non-Banker?

By David Reiss

  The Community Home Lenders Association (CHLA) has prepared an interesting chart, Comparison of Consumer and Financial Regulation of Non-bank Mortgage Lenders vs. Banks.  The CHLA is a trade association that represents non-bank lenders, so the chart has to be read in … Continue reading