Editor: David Reiss
Brooklyn Law School

November 21, 2016

The Trump Effect on Mortgage Rates

By David Reiss

The Christian Science Monitor quoted me in What Does President Trump Really Mean for Mortgage Rates? It opens, In the week following the election, mortgage rates soared nearly half a percentage point. Average weekly 30-year fixed home loan rates are back above … Continue reading

November 18, 2016

Low Down Payment Mortgages, Going Forward

By David Reiss quoted me in Home Loan Down Payments Are in Decline: Will Uncle Sam Ride to the Rescue? It opens, President-elect Donald Trump has enough problems on his hands as his administration takes shape, with the economy, health care, geopolitical strife and … Continue reading

November 11, 2016

Surveying Mortgage Originations, Going Forward

By David Reiss

REFinBlog has been nominated for the second year in a row for The Expert Institute’s Best Legal Blog Competition in the Education Category.  Please vote here if you like what you read. As I had earlier noted, the Federal Housing Finance Agency … Continue reading

November 9, 2016

Housing Finance Reform, Going Forward

By David Reiss

Two high-level officials in the Treasury Department recently posted Housing Finance Reform: Access and Affordability Going Forward. It highlighted principles that should guide housing finance reform going forward. It opened, Access to affordable housing serves as a cornerstone of economic security for … Continue reading

November 3, 2016

Will Congress Recap and Release Fannie & Freddie?

By David Reiss

Richard Shelby, the Chair of the Senate Committee on Banking, Housing, and Urban Affairs asked the Congressional Budget Office to prepare a report on The Effects of Increasing Fannie Mae’s and Freddie Mac’s Capital. The report acknowledges that the legislative … Continue reading

October 5, 2016

National Survey of Mortgage Originations

By David Reiss

The Federal Housing Finance Agency has issued a request for comments on the National Survey of Mortgage Originations. The NSMO is a recurring quarterly survey of individuals who have recently obtained a loan secured by a first mortgage on single-family residential … Continue reading

August 30, 2016

Protecting Fannie and Freddie’s Golden Future

By David Reiss

The Federal Housing Finance Agency had requested input on its Update on Implementation of the Single Security and the Common Securitization Platform. By way of background, The Federal Housing Finance Agency’s (FHFA) 2014 Strategic Plan for the Conservatorships of Fannie Mae … Continue reading