REFinBlog

Editor: David Reiss
Brooklyn Law School

May 23, 2017

Tuesday’s Regulatory & Legislative Roundup

By Jamila Moore

The U.S. Court of Appeals, District of Columbia is gearing up to hear the landmark case challenging the constitutionality of the Consumer Financial Protection Bureau (CFPB). In 2016, PHH received a 100 million dollar fine regarding their consumer and mortgage … Continue reading

May 22, 2017

Monday’s Adjudication Roundup

By Jamila Moore

A Florida couple is unhappy. The Eleventh Circuit upheld a fine and probation sentence given to the couple by a lower district court. The initial ruling, stemmed from the couple’s failure to disclose an insurance company’s payout of a sink … Continue reading

May 8, 2017

What Is An Origination Fee?

By David Reiss

Realtor.com quoted me in What Is an Origination Fee, and How Much Does It Cost? It opens, In the seemingly never-ending mortgage lexicon of home buying and selling, one term in particular stands out as a source of confusion: the origination fee. What is … Continue reading

May 5, 2017

Friday’s Government Reports Roundup

By Jamila Moore

The Financial Services Committee of Congress narrowly passed the Financial CHOICE Act, H.R. 10. Democrats were unhappy about the initial proposal of the new bill. The group took measures to stall the mark-up and voice their opinions regarding the “Wrong … Continue reading

May 4, 2017

Thursday’s Advocacy & Think Tank Roundup

By Jamila Moore

Homeowners in the U.S. are better at paying their loans. The number of “seriously delinquent mortgages” dropped 1.2 million in the 2016 fiscal year. Today’s negative equity has decreased in the first quarter of the year; however, many pockets throughout … Continue reading

May 3, 2017

Wednesday’s Academic Roundup

By Jamila Moore

Prioritizing Which Homeless People Get Housing Using Predictive Algorithms, Flaming and Toros Liquidity Constraints in the U.S. Housing Market, Gorea and Midrigin Why are Reits Currently so Expensive?, Nieuwerburgh The Impact of Housing Prices on Health in U.S. Before, During, … Continue reading

May 2, 2017

Tuesday’s Regulatory & Legislative Roundup

By Jamila Moore

The federal government averted a government shut down through the creation of a new bill that has a high probability of being passed and signed into law. The proposal for housing aid consists of over 20 billion dollars. The funds … Continue reading