REFinBlog

Editor: David Reiss
Brooklyn Law School

A Member of the Law Professor Blogs Network

May 21, 2015

By Serenna McCloud

Federal Reserve Bank of New York Quarterly Report on Household Debt and Credit finds that delinquencies, foreclosures, and bankruptcies improve as household debt stays flat. NYU Furman Center Report: Building New or Preserving Old, finds that in neighborhoods with high rents, leasing … Continue reading

May 20, 2015

Wednesday’s Academic Roundup

By Shea Cunningham

Rights at Risk in Privatized Public Housing, by Jaime Lee, Tulsa Law Review, Vol. 50, 2015, pp. 759-801. Making Firms Liable for Consumers’ Mistaken Beliefs: Theoretical Model and Empirical Applications to the U.S. Mortgage and Credit Card Markets, by Alexei … Continue reading

April 28, 2015

Tuesday’s Regulatory & Legislative Round-Up

By Serenna McCloud

The House recently passed H.R. 4383 which would cap the budget of the  Consumer Financial Protection Bureau and mandate creation of a Small Business Advisory Board, this is essentially a budget cut despite the fact that The CFPB receives its funding … Continue reading

April 14, 2015

Tuesday’s Regulatory & Legislative Round-Up

By Serenna McCloud

Congress is back from recess and its schedule puts many bills (see March 31st Tuesday’s Round-up)  impacting financial institutions, the Consumer Financial Protection Bureau (CFPB) and the Federal Home Loan Bank System.

April 3, 2015

Friday’s Government Reports

By Serenna McCloud

Fannie Mae’s Housing Forecast for March Predicts Steady Growth for 2nd Quarter of  2015 Through Year End Office of the Comptroller of the Currency’s Mortgage Metrics Report Shows a Decline in Foreclosure Rates for the 4th Quarter of 2014 U.S. … Continue reading

April 2, 2015

Thursday’s Advocacy & Think Tank Round-Up

By Serenna McCloud

Federal Reserve Bank of Boston’s Study, The Color of Wealth in Boston Finds, Disparities In Wealth Across Asset Classes and that Non-Whites Are Significantly Less Likely to Own a Home and Hold Mortgage More Debt When they Do The NYU Furman Center … Continue reading

March 31, 2015

Tuesday’s Regulatory and Legislative Round-Up

By Serenna McCloud

On March 26th the The House Financial Services Committee approved 11 bipartisan bills designed to help strengthen the economy and consumer choice by “relieving community banks and credit unions from some of the harmful regulatory burden imposed by Washington,” these include: … Continue reading