October 13, 2017
Rethinking FHA Insurance
The Congressional Budget Office issued a report on Options to Manage FHA’s Exposure to Risk from Guaranteeing Single-Family Mortgages. FHA insurance stands out from other forms of mortgage insurance because it guarantees all of a lender’s loss, rather than just … Continue reading
October 13, 2017 in Federal Housing Administration | Permalink | No Comments
April 19, 2017
How Tight Is The Credit Box?
Laurie Goodman of the Urban Institute’s Housing Finance Policy Center has posted a working paper, Quantifying the Tightness of Mortgage Credit and Assessing Policy Actions. The paper opens, Mortgage credit has become very tight in the aftermath of the financial … Continue reading
April 19, 2017 in Federal Housing Administration | Permalink | No Comments
April 11, 2017
What Is a HUD Foreclosure?
Realtor.com quoted me in What Is a HUD Foreclosure? A Home That’s Below Market Value. It reads, “Foreclosure” is a scary word with a simple definition: It’s the process of a lender attempting to recoup the balance owed on a loan … Continue reading
April 11, 2017 in Federal Housing Administration | Permalink | No Comments
March 17, 2017
Can Downpayment Assistance Work?
The HUD Inspector General issued a report on FHA-Insured Loan with Borrower-Financed Downpayment Assistance. Downpayment assistance has a long history of failure, a history that has led to big losses for the FHA and foreclosures for borrowers. The IG audited … Continue reading
March 17, 2017 in Federal Housing Administration | Permalink | No Comments
February 9, 2017
The FHA Rollback’s Impact on Homebuyers
MortgageLoan.com quoted me in How Will Killing FHA Insurance Rollback Affect Borrowers? It opens, Less than an hour after being sworn in as president, Donald Trump signed his first executive order, eliminating a drop in FHA mortgage insurance premiums that was … Continue reading
February 9, 2017 in Federal Housing Administration | Permalink | No Comments
February 3, 2017
Whither FHA Premiums?
Various NBC News affiliates quoted me in What You Need To Know About Trump’s Reversal of the FHA Mortgage Insurance Rate Cut. It opens, On his first day in office, President Donald Trump issued an executive order to undo a quarter-point … Continue reading
February 3, 2017 in Federal Housing Administration | Permalink | No Comments
January 30, 2017
What Is at Stake with the FHA?
The Hill published my column, The Future of American Home Ownership Under President Trump. It reads, One of the Trump Administration’s first official actions was to reverse the Federal Housing Administration (FHA) mortgage insurance premium cut that was announced in the … Continue reading
January 30, 2017 in Federal Housing Administration | Permalink | No Comments
