August 14, 2014
Housing Finance Abhors A Vacuum
The Securities Industry and Financial Markets Association (SIFMA) released their comment letter to the Federal Housing Finance Agency’s request for input relating to the role of the Fannie and Freddie guarantee fee (g-fee) in the housing finance market. While clearly … Continue reading
August 14, 2014 in Federal Housing Administration | Permalink | No Comments
August 11, 2014
Reiss on The Future of the Private Label Securities Market
I have posted The Future of the Private Label Securities Market to SSRN (as well as to BePress). I wrote this in response to the Department of Treasury’s request for input on this topic. The abstract reads, The PLS market, … Continue reading
August 11, 2014 in Federal Housing Administration | Permalink | No Comments
August 8, 2014
Conservative Underwriting or Regulatory Uncertainty?
Jordan Rappaport (Federal Reserve Bank of Kansas City) and Paul Willen (Federal Reserve Bank of Boston) have posted a Current Policy Perspectives,Tight Credit Conditions Continue to Constrain The Housing Recovery. They write, Rather than cutting off access to mortgage credit … Continue reading
August 8, 2014 in Federal Housing Administration | Permalink | No Comments
July 17, 2014
Armed, Unarmed or Harmed by Knowledge?
I posted Armed, Unarmed or Harmed by Knowledge? A Comment on the FHA’s Housing Counseling Pilot Program to SSRN (and to BePress). The abstract reads, The FHA has requested input on its Homeowners Armed with Knowledge (HAWK) for New Homebuyers … Continue reading
July 17, 2014 in Federal Housing Administration | Permalink | No Comments
July 9, 2014
Input on Housing Counseling
HUD has issued a Notice, Federal Housing Administration (FHA): Homeowners Armed With Knowledge (HAWK) for New Homebuyers (Docket No. FR-5786-N-01). HAWK is a pilot that will provide FHA insurance pricing incentives to first-time homebuyers who participate in housing counseling and … Continue reading
July 9, 2014 in Federal Housing Administration | Permalink | No Comments
July 1, 2014
Reiss in CSM on Rental Policy
The Christian Science Monitor quoted me in Census Outlines ‘Poverty Areas’: Which States Hit Hardest? It reads in part, The number of US residents living in “poverty areas” has jumped significantly since 2000, according to a Census Bureau report released … Continue reading
July 1, 2014 in Federal Housing Administration | Permalink | No Comments
June 26, 2014
State of the Nation’s Housing Finance
The Joint Center for Housing Studies of Harvard University has released the 2014 edition of The State of the Nation’s Housing. As to the nation’s housing finance system, the report finds that The government still had an outsized footprint in … Continue reading
June 26, 2014 in Federal Housing Administration | Permalink | No Comments