June 26, 2014
State of the Nation’s Housing Finance
The Joint Center for Housing Studies of Harvard University has released the 2014 edition of The State of the Nation’s Housing. As to the nation’s housing finance system, the report finds that The government still had an outsized footprint in … Continue reading
June 26, 2014 in Federal Housing Administration | Permalink | No Comments
May 19, 2014
Foreclosure Review
The US Government Accountability Office issued a report, Foreclosure Review: Regulators Could Strengthen Oversight and Improve Transparency of the Process. GAO did this study because it was asked to examine the amended consent order process relating to foreclosures. This process … Continue reading
May 19, 2014 in Federal Housing Administration | Permalink | No Comments
May 16, 2014
Wary of FHA HAWKing Mortgage Access
The Federal Housing Administration issued its Access Blueprint: What FHA is Doing to Expand Access to Mortgage Credit for Underserved Borrowers. The blueprint identifies a serious problem: The economic crisis significantly constrained credit making it tough for anyone with less … Continue reading
May 16, 2014 in Federal Housing Administration | Permalink | No Comments
February 13, 2014
Reiss on BK Live!
The BK Live segment on Mortgage Inequities in Brooklyn has been posted to the web. Mark Winston Griffith (Brooklyn Movement Center Executive Director), Alexis Iwaniszie (New Economy Project) and I discuss mortgage inequities and how they effect Brooklyn (and beyond). … Continue reading
February 13, 2014 in Federal Housing Administration | Permalink | No Comments
February 3, 2014
Foreclosure Prevention: The Real McCoy
Patricia McCoy has posted Barriers to Foreclosure Prevention During the Financial Crisis (also on SSRN). In the early 2000s, Pat was one of the first legal scholars to identify predatory behaviors in the secondary mortgage market. These behaviors resulted in … Continue reading
February 3, 2014 in Federal Housing Administration | Permalink | No Comments
January 6, 2014
A New History of Mortgage Banking — Part Two!
I know, I know, you can’t get enough of this stuff. Yesterday, I noted a couple of highlights from Mortgage Banking in the United States 1870-1940. The last part of the report carefully documents how various players in the urban … Continue reading
January 6, 2014 in Federal Housing Administration | Permalink | No Comments
January 3, 2014
A New History of Mortgage Banking
Yes, I know, a dry subject for most. But for some nerds, there are lots of insights in Mortgage Banking in the United States 1870-1940. The author, Kenneth Snowden, highlights this finding, which gives more credit to the Federal Farm … Continue reading
January 3, 2014 in Federal Housing Administration | Permalink | No Comments