November 9, 2016
Housing Finance Reform, Going Forward
Two high-level officials in the Treasury Department recently posted Housing Finance Reform: Access and Affordability Going Forward. It highlighted principles that should guide housing finance reform going forward. It opened, Access to affordable housing serves as a cornerstone of economic security for … Continue reading
November 9, 2016 in Federal Housing Finance Agency | Permalink | 1 Comment
November 3, 2016
Will Congress Recap and Release Fannie & Freddie?
Richard Shelby, the Chair of the Senate Committee on Banking, Housing, and Urban Affairs asked the Congressional Budget Office to prepare a report on The Effects of Increasing Fannie Mae’s and Freddie Mac’s Capital. The report acknowledges that the legislative … Continue reading
November 3, 2016 in Federal Housing Finance Agency | Permalink | No Comments
October 5, 2016
National Survey of Mortgage Originations
The Federal Housing Finance Agency has issued a request for comments on the National Survey of Mortgage Originations. The NSMO is a recurring quarterly survey of individuals who have recently obtained a loan secured by a first mortgage on single-family residential … Continue reading
October 5, 2016 in Federal Housing Finance Agency | Permalink | No Comments
August 30, 2016
Protecting Fannie and Freddie’s Golden Future
The Federal Housing Finance Agency had requested input on its Update on Implementation of the Single Security and the Common Securitization Platform. By way of background, The Federal Housing Finance Agency’s (FHFA) 2014 Strategic Plan for the Conservatorships of Fannie Mae … Continue reading
August 30, 2016 in Federal Housing Finance Agency | Permalink | No Comments
August 4, 2016
Fannie & Freddie G-Fee Equilibrium
The Federal Housing Finance Agency’s Division of Housing Mission & Goals has issued its report on Fannie Mae and Freddie Mac Single-Family Guarantee Fees in 2015. Guarantee fees (also known as g-fees) are another one of those incredibly technical subjects … Continue reading
August 4, 2016 in Federal Housing Finance Agency | Permalink | No Comments
July 28, 2016
Freddie and Fannie Nightmare Scenario
For a number of years, I have warned of the increased operational risk that results from leaving Fannie Mae and Freddie Mac in the limbo of their conservatorships. “Operational risk” refers to risks that a company faces from things like poor procedures, … Continue reading
July 28, 2016 in Federal Housing Finance Agency | Permalink | No Comments
July 11, 2016
Does Housing Finance Reform Still Matter?
The Milken Institute’s Michael Bright and Ed DeMarco have posted a white paper, Why Housing Reform Still Matters. Bright was the principal author of the Corker-Warner Fannie/Freddie reform bill and DeMarco is the former Acting Director of the Federal Housing Finance … Continue reading
July 11, 2016 in Federal Housing Finance Agency | Permalink | No Comments
