October 29, 2015
Frannie v. Private-Label Smackdown
S&P posted a report, Historical Data Show That Agency Mortgage Loans Are Likely to Perform Significantly Better Than Comparable Non-Agency Loans. The overview notes, We examined the default frequencies of both agency and non-agency mortgage loans originated from 1999-2008. As … Continue reading
October 29, 2015 in Federal Housing Finance Agency | Permalink | No Comments
October 20, 2015
Hypothetically Reforming Fannie and Freddie
S&P issued a report, Fannie, Freddie, and the FHLB System: Plus Ca Change . . . The report opens, “Despite reform talk in the years since the U.S. housing crisis, Standard & Poor’s Ratings Services believes the likelihood of extraordinary government support … Continue reading
October 20, 2015 in Federal Housing Finance Agency | Permalink | No Comments
September 11, 2015
Friday’s Government Reports Roundup
The FHFA releases it 2015-2017 Housing Goals for Fannie Mae & Freddie Mac. The US Department of Agriculture released its 20th Annual Food Security Report. The reports shows that 1 in 7 people live in food insecure households, but there … Continue reading
September 11, 2015 in Federal Housing Finance Agency | Permalink | No Comments
September 9, 2015
Better to Be a Banker or a Non-Banker?
The Community Home Lenders Association (CHLA) has prepared an interesting chart, Comparison of Consumer and Financial Regulation of Non-bank Mortgage Lenders vs. Banks. The CHLA is a trade association that represents non-bank lenders, so the chart has to be read in … Continue reading
September 9, 2015 in Federal Housing Finance Agency | Permalink | No Comments
September 1, 2015
Credit Risk Transfer Deals
The Federal Housing Finance Agency released an Overview of Fannie Mae and Freddie Mac Credit Risk Transfer Transactions. It opens, In 2012, the Federal Housing Finance Agency (FHFA) initiated a strategic plan to develop a program of credit risk transfer … Continue reading
September 1, 2015 in Federal Housing Finance Agency | Permalink | No Comments
August 26, 2015
Principal-ed Reduction
The Urban Institute’s Housing Finance Policy Center has issued a report, Principal Reduction and the GSEs: The Moment for a Big Impact Has Passed. It opens, The Federal Housing Finance Agency (FHFA) prohibits Fannie Mae and Freddie Mac (the … Continue reading
August 26, 2015 in Federal Housing Finance Agency | Permalink | No Comments
July 2, 2015
The Importance of Understanding G-Fees
The Federal Housing Finance Agency has released Fannie Mae and Freddie Mac Single-Family Guarantee Fees in 2014. Ok, ok, this is some really technical stuff. But it gives us a lot of important information about what goes into the cost of … Continue reading
July 2, 2015 in Federal Housing Finance Agency | Permalink | No Comments
