September 3, 2014
Top Ten Issues for Housing Finance Reform
Laurie Goodman of the Urban Institute has posted A Realistic Assessment of Housing Finance Reform. This paper is quite helpful, given the incredible complexity of the topic. The paper includes a lot of background, but I assume that readers of … Continue reading
September 3, 2014 in Federal Housing Finance Agency | Permalink | No Comments
September 2, 2014
Insuring Mortgages Through the Business Cycle
Mark Zandi and Cristian deRitis of Moody’s, along with Jim Parrott of the Urban Institute, have posted Putting Mortgage Insurers on Solid Ground. They wrote this in response to the Private Mortgage Insurance Eligibility Requirements set forth by the FHFA. … Continue reading
September 2, 2014 in Federal Housing Finance Agency | Permalink | No Comments
August 26, 2014
Regulating Fannie and Freddie With The Deal
Steven Davidoff Solomon and David T. Zaring have posted After the Deal: Fannie, Freddie and the Financial Crisis Aftermath to SSRN. The abstract reads, The dramatic events of the financial crisis led the government to respond with a new form … Continue reading
August 26, 2014 in Federal Housing Finance Agency | Permalink | No Comments
August 18, 2014
Housing Finance at A Glance
The Urban Institute’s Housing Finance Policy Center really does give a a nice overview of the American housing finance system in its monthly chartbook, Housing Finance at A Glance. I list below a few of the charts that I found … Continue reading
August 18, 2014 in Federal Housing Finance Agency | Permalink | No Comments
August 15, 2014
The Cost of Doing Nothing
Yesterday, I wrote about the Securities Industry and Financial Markets Association (SIFMA)’s FHFA comment letter. Today I write about SIFMA’s comment letter in response to Treasury’s request for input relating to the future of the private-label securities market. Like the … Continue reading
August 15, 2014 in Federal Housing Finance Agency | Permalink | No Comments
August 14, 2014
Housing Finance Abhors A Vacuum
The Securities Industry and Financial Markets Association (SIFMA) released their comment letter to the Federal Housing Finance Agency’s request for input relating to the role of the Fannie and Freddie guarantee fee (g-fee) in the housing finance market. While clearly … Continue reading
August 14, 2014 in Federal Housing Finance Agency | Permalink | No Comments
August 12, 2014
Fannie+Freddie=FRANNIE?!?
The Federal Housing Finance Agency (FHFA) has posted a Request for Input on “the proposed structure for a Single Security that would be issued and guaranteed by Fannie Mae or Freddie Mac.” The FHFA’s press release states that The Single … Continue reading
August 12, 2014 in Federal Housing Finance Agency | Permalink | No Comments