June 6, 2014
Frannie Effects on Mortgage Terms
The Federal Reserve’s Alex Kaufman has posted The Influence of Fannie and Freddie on Mortgage Loan Terms to SSRN. It is behind a paywall on SSRN, but an earlier draft is available elsewhere on the web. The abstract reads, This … Continue reading
June 6, 2014 in Federal Housing Finance Agency | Permalink | No Comments
May 30, 2014
Georgia Court Dismisses TILA and RESPA Claims Brought by Plaintiff
The court in deciding Mitchell v. Deutsche Bank Nat’l Trust Co., 2013 U.S. Dist. (N.D. Ga. Sept. 25, 2013) granted the motion to dismiss proffered by the defendant. The first enumerated cause of action in Plaintiffs’ complaint was a claim … Continue reading
May 30, 2014 in Federal Housing Finance Agency | Permalink | No Comments
May 19, 2014
Foreclosure Review
The US Government Accountability Office issued a report, Foreclosure Review: Regulators Could Strengthen Oversight and Improve Transparency of the Process. GAO did this study because it was asked to examine the amended consent order process relating to foreclosures. This process … Continue reading
May 19, 2014 in Federal Housing Finance Agency | Permalink | No Comments
May 5, 2014
The Second Frannie Bailout: Who Could’ve Known?
There is a good chance that five or so years from now, Fannie and Freddie will be in the midst of another bailout. This next crisis will be directly caused by the Executive and Legislative branches of the federal government. … Continue reading
May 5, 2014 in Federal Housing Finance Agency | Permalink | No Comments
May 1, 2014
Stressing out on Fannie and Freddie
The Federal Housing Finance Agency issued Projections of the Enterprises’ Financial Performance (Stress Tests) (Apr. 30, 2014). This is a pretty technical, but important, document. The Background section provides some needed context: This report provides updated information on possible ranges … Continue reading
May 1, 2014 in Federal Housing Finance Agency | Permalink | No Comments
April 14, 2014
Inside Johnson-Crapo
Enterprise Community Partners, Inc. has posted Inside Johnson-Crapo: What the Senate Housing Finance Reform Bill Could Mean for Low- and Moderate-income Communities. Parsing the various Congressional proposals for housing finance reform is hard enough for an expert, let alone for … Continue reading
April 14, 2014 in Federal Housing Finance Agency | Permalink | No Comments
March 25, 2014
Fannie and Freddie’s Debt to Treasury
Larry Wall of the Federal Reserve Bank of Atlanta has posted one of his Notes from the Vault, Have the Government-Sponsored Enterprises Fully Repaid the Treasury? It opens, Have U.S. taxpayers been fully compensated for their bailout of the government-sponsored … Continue reading
March 25, 2014 in Federal Housing Finance Agency | Permalink | No Comments
