November 11, 2016
Surveying Mortgage Originations, Going Forward
REFinBlog has been nominated for the second year in a row for The Expert Institute’s Best Legal Blog Competition in the Education Category. Please vote here if you like what you read. As I had earlier noted, the Federal Housing Finance Agency … Continue reading
November 11, 2016 in Regulation | Permalink | No Comments
November 9, 2016
Housing Finance Reform, Going Forward
Two high-level officials in the Treasury Department recently posted Housing Finance Reform: Access and Affordability Going Forward. It highlighted principles that should guide housing finance reform going forward. It opened, Access to affordable housing serves as a cornerstone of economic security for … Continue reading
November 9, 2016 in Regulation | Permalink | 1 Comment
November 3, 2016
Will Congress Recap and Release Fannie & Freddie?
Richard Shelby, the Chair of the Senate Committee on Banking, Housing, and Urban Affairs asked the Congressional Budget Office to prepare a report on The Effects of Increasing Fannie Mae’s and Freddie Mac’s Capital. The report acknowledges that the legislative … Continue reading
November 3, 2016 in Regulation | Permalink | No Comments
October 25, 2016
The Mortgage After a Spouse’s Death
BeSmartee.com quoted me in What Happens to My Mortgage When My Spouse Dies? It opens, We would like to help by answering the question of what happens to your mortgage when your spouse dies, and we’ve asked several experts to chime … Continue reading
October 25, 2016 in Regulation | Permalink | No Comments
October 13, 2016
Business as Usual with the CFPB
Law360 quoted me in CFPB Remains Strong Despite DC Circ. Single-Director Ruling (behind paywall). It reads, in part, A blockbuster D.C. Circuit ruling Tuesday declaring the Consumer Financial Protection Bureau’s single-director leadership structure unconstitutional is unlikely to have a major effect … Continue reading
October 13, 2016 in Regulation | Permalink | No Comments
October 12, 2016
The Fate of the CFPB
The United States Court of Appeals for the District of Columbia issued a decision in PHH Corporation v. Consumer Financial Protection Bureau, No. 15-1177 (October 11, 2016), that found an important aspect of the structure of the CFPB to be unconstitutional: … Continue reading
October 12, 2016 in Regulation | Permalink | No Comments
October 5, 2016
National Survey of Mortgage Originations
The Federal Housing Finance Agency has issued a request for comments on the National Survey of Mortgage Originations. The NSMO is a recurring quarterly survey of individuals who have recently obtained a loan secured by a first mortgage on single-family residential … Continue reading
October 5, 2016 in Regulation | Permalink | No Comments
