November 21, 2016
The Trump Effect on Mortgage Rates
The Christian Science Monitor quoted me in What Does President Trump Really Mean for Mortgage Rates? It opens, In the week following the election, mortgage rates soared nearly half a percentage point. Average weekly 30-year fixed home loan rates are back above … Continue reading
November 21, 2016 in Regulation | Permalink | No Comments
November 18, 2016
Low Down Payment Mortgages, Going Forward
TheStreet.com quoted me in Home Loan Down Payments Are in Decline: Will Uncle Sam Ride to the Rescue? It opens, President-elect Donald Trump has enough problems on his hands as his administration takes shape, with the economy, health care, geopolitical strife and … Continue reading
November 18, 2016 in Regulation | Permalink | No Comments
November 11, 2016
Surveying Mortgage Originations, Going Forward
REFinBlog has been nominated for the second year in a row for The Expert Institute’s Best Legal Blog Competition in the Education Category. Please vote here if you like what you read. As I had earlier noted, the Federal Housing Finance Agency … Continue reading
November 11, 2016 in Regulation | Permalink | No Comments
November 9, 2016
Housing Finance Reform, Going Forward
Two high-level officials in the Treasury Department recently posted Housing Finance Reform: Access and Affordability Going Forward. It highlighted principles that should guide housing finance reform going forward. It opened, Access to affordable housing serves as a cornerstone of economic security for … Continue reading
November 9, 2016 in Regulation | Permalink | 1 Comment
November 3, 2016
Will Congress Recap and Release Fannie & Freddie?
Richard Shelby, the Chair of the Senate Committee on Banking, Housing, and Urban Affairs asked the Congressional Budget Office to prepare a report on The Effects of Increasing Fannie Mae’s and Freddie Mac’s Capital. The report acknowledges that the legislative … Continue reading
November 3, 2016 in Regulation | Permalink | No Comments
October 25, 2016
The Mortgage After a Spouse’s Death
BeSmartee.com quoted me in What Happens to My Mortgage When My Spouse Dies? It opens, We would like to help by answering the question of what happens to your mortgage when your spouse dies, and we’ve asked several experts to chime … Continue reading
October 25, 2016 in Regulation | Permalink | No Comments
October 13, 2016
Business as Usual with the CFPB
Law360 quoted me in CFPB Remains Strong Despite DC Circ. Single-Director Ruling (behind paywall). It reads, in part, A blockbuster D.C. Circuit ruling Tuesday declaring the Consumer Financial Protection Bureau’s single-director leadership structure unconstitutional is unlikely to have a major effect … Continue reading
October 13, 2016 in Regulation | Permalink | No Comments
