February 14, 2019
Housing Policy, Going Forward
The Hill published a column of mine, The Next Two Years of Federal Housing Policy Could Be Positive under Mark Calabria. it opens, The Trump administration has been a nightmare for housing advocates. Housing and Urban Development Secretary Carson has stopped enforcing … Continue reading
February 14, 2019 in Regulation | Permalink | No Comments
January 25, 2019
Protecting Small Businesses
Students in my Community Development Clinic and I have a column in the New York Law Journal, Small Business Jobs Survival Act May Have Opposite Effect. It reads, The New York City Council is considering a bill, the Small Business Jobs … Continue reading
January 25, 2019 in Regulation | Permalink | No Comments
December 10, 2018
Cutting Back on Community Reinvestment
Bloomberg Law quoted me in Banks Look to Narrow Exams Under Community Reinvestment Act. It opens, Banks see an opening to limit the types of violations that could lead to a Community Reinvestment Act downgrade as federal regulators begin rewriting rules … Continue reading
December 10, 2018 in Regulation | Permalink | No Comments
October 1, 2018
Hope for GSE Shareholders
Judge Lamberth issued an opinion in Fairholme Funds, Inc. v. FHFA (Civ. No.13-1439) (Sept. 28, 2018) that gives some hope to the private shareholders of Fannie Mae and Freddie Mac. These shareholders have been on the losing end of nearly … Continue reading
October 1, 2018 in Regulation | Permalink | No Comments
September 4, 2018
Housing Finance Transitions
The Congressional Budget Office released a report, Transitioning to Alternative Structures for Housing Finance: An Update. The report updates a 2014 analysis to inform policymakers about how different approaches to restructuring the housing finance system would affect federal costs, risks … Continue reading
September 4, 2018 in Regulation | Permalink | No Comments
August 24, 2018
GSE Shareholders Floored, Again
The United States Court of Appeals for the Eighth Circuit issued an opinion in Saxton v. FHFA (No. 17-1727, Aug. 23, 2018). The Eighth Circuit joins the Fifth, Sixth, Seventh and D.C. Circuits in rejecting the arguments of Fannie and … Continue reading
August 24, 2018 in Regulation | Permalink | 1 Comment
August 17, 2018
Fintech and Mortgage Lending
The Trump Administration released its fourth and final report on Nonbank Financials, Fintech, and Innovation in its A Financial System That Creates Economic Opportunity series. The report differs from the previous three as it does not throw the Consumer Financial … Continue reading
August 17, 2018 in Regulation | Permalink | 1 Comment