REFinBlog

Editor: David Reiss
Cornell Law School

February 26, 2018

Housing Affordability and GSE Reform

By David Reiss

Jim Parrott and Laurie Goodman of the Urban Institute have posted Making Sure the Senate’s Access and Affordability Proposal Works. It opens, One of the most consequential and possibly promising components of the draft bill being considered in the Senate … Continue reading

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February 26, 2018 in Regulation | Permalink | No Comments

February 23, 2018

The Budgetary Impact on Housing Finance

By David Reiss

The MIT Golub Center for Finance and Policy has posted some interesting infographics on The President’s 2019 Budget: Proposals Affecting Credit, Insurance and Financial Regulators: The White House released the President’s budget proposal for fiscal year 2019 on February 12, just days … Continue reading

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February 23, 2018 in Regulation | Permalink | No Comments

February 22, 2018

Ditching the CFPB’s System of Adjudication

By David Reiss

Mick Mulvaney is continuing his work of dismantling the Consumer Financial Protection Bureau as we have known it. His latest is the issuance of a Request for Information Regarding Bureau Rules of Practice for Adjudication Proceedings. Section 1053 of the … Continue reading

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February 22, 2018 in Regulation | Permalink | No Comments

February 16, 2018

Treasury’s Take on Housing Finance Reform

By David Reiss

The Department of the Treasury released its Strategic Plan for 2018-2022. One of its 17 Strategic Objectives is to promote housing finance reform: Support housing finance reform to resolve Government-Sponsored Enterprise (GSE) conservatorships and prevent taxpayer bailouts of public and … Continue reading

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February 16, 2018 in Regulation | Permalink | No Comments

February 14, 2018

The “Humbled” Consumer Financial Protection Bureau

By David Reiss

The Consumer Financial Protection Bureau is changing directions in a big way under the leadership of Mick Mulvaney as seen in its Strategic Plan for FY 2018-2022. In his opening message to the Plan, Mulvaney writes that the Plan presents an opportunity … Continue reading

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February 14, 2018 in Regulation | Permalink | No Comments

February 13, 2018

Trump’s War on HUD

By David Reiss

President Trump’s budget for fiscal year 2019 offers these highlights for the Department of Housing and Urban Development: The Budget reflects the President’s commitment to fiscal responsibility by reforming programs to encourage the dignity of work and self-sufficiency while supporting … Continue reading

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February 13, 2018 in Regulation | Permalink | No Comments

February 7, 2018

The Fate of CFPB’s Civil Investigative Demands

By David Reiss

  Mick Mulvaney’s Consumer Financial Protection Bureau issued a Request for Information Regarding Bureau Civil Investigative Demands and Associated Processes: The Bureau is using this request for information to seek public input regarding the exercise of its authority to issue CIDs, … Continue reading

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February 7, 2018 in Regulation | Permalink | No Comments