REFinBlog

Editor: David Reiss
Cornell Law School

March 30, 2017

Thursday’s Advocacy & Think Tank Roundup

By Robert Engelke

Could the post-Great Recession drop in housing demand have been driven in part by an increase in mortgage credit spreads across borrowers? In a new Joint Center working paper that uses proprietary data on the spread of mortgage rates across … Continue reading

March 29, 2017

Wednesday’s Academic Roundup

By Robert Engelke

This paper, titled Economic Policy and Systemic Risk: The Un-Constitutionality of Rent Control/Rent-Stabilization Statutes; Multiple Listing Systems; and the Licensing of ‘Real Estate Websites’, discusses how Multiple Listing Systems (MLS), Real Estate Website Laws (REWL), and Rent-Control and Rent-Stabilization statutes (RC-RS) … Continue reading

March 28, 2017

Tuesday’s Regulatory & Legislative Roundup

By Robert Engelke

The Consumer Financial Protection Bureau on Friday proposed a rule change that would give mortgage lenders more flexibility in collecting information about the ethnicity and race of potential borrowers, potentially making it easier for lenders to comply with a key … Continue reading

March 27, 2017

Monday’s Adjudication Roundup

By Robert Engelke

A group of investors can’t revive a lawsuit accusing two companies of hiding costs from a real estate investment marketed as a way to avoid capital gains taxes, a California state appeals court ruled Thursday, ruling the claims were brought … Continue reading

March 24, 2017

Friday’s Government Reports Roundup

By Jamila Moore

The United States Department of Housing and Urban Development (HUD) has released its new guidelines for the Section 108 loan of the Community Development Block Grant (CDBG) Program. The CDBG is a grant that provides financial resourcexs for large-scale real … Continue reading

March 23, 2017

Thursday’s Advocacy & Think Tank Roundup

By Jamila Moore

Dan Green writes an article entitled, “FHA Loan With 3.5% Down vs Conventional 97 Loan With 3% Down” which analyzes the benefits and drawbacks to each of the loan types mentioned. Based on the research, the conventional 97 loan seem … Continue reading

March 22, 2017

Wednesday’s Academic Roundup

By Jamila Moore

Economic Policy and Systematic Risk: The Un-constitutionality of Rent-Control/Rent-Stabilization Statutes; Multiple Listing Systems; and the Licensing of ‘Real Estate Websites, Nwogugu Assessing Involuntary Termination Risk on Residential Mortgage Servicing Rights, Whalen Implicit Hedonic Pricing Using Mortgage Payment Information, Pace and … Continue reading