January 26, 2017
Thursday’s Advocacy & Think Tank Roundup
Businesses in Ohio would like the state to do a better job of supporting the residents of the state in their housing efforts. “The Home Matters to Ohio coalition” is urging the state to pour 15 million dollars into matters … Continue reading
January 26, 2017 in Uncategorized | Permalink | No Comments
January 25, 2017
Wednesday’s Academic Roundup
Lien Back: Why Homeowner Association Super-Priority Statutes Should Be Repealed, Vaugh Flipping in the Housing Market, Leung & Tse Do Liquidated Damages Clauses Affect Strategic Mortgage Default Morality? A Test of the Disjunctive Thesis, Seiler Why Mortgage Borrowers Perserve: An … Continue reading
January 25, 2017 in Uncategorized | Permalink | No Comments
January 24, 2017
Tuesday’s Regulatory & Legislative Roundup
Mayor Richard Tran of Milpitas, CA promised voters in a recent election that he would ensure the city possessed more affordable housing for elders and low income communities. However, since taking office, Tran faces the limiting practicality of his plan … Continue reading
January 24, 2017 in Uncategorized | Permalink | No Comments
January 23, 2017
Monday’s Adjudication Roundup
J.P. Morgan Chase settled a case against them for allegedly charging African Americans and Hispanics higher mortgage rates. This 53 million dollar settlement comes from the company’s practices just three years after the U.S. housing market crash. A Texas developer is … Continue reading
January 23, 2017 in Uncategorized | Permalink | No Comments
January 20, 2017
Friday’s Government Reports Roundup
A paper, titled How Low Can House Prices Go? Estimating a Lower Bound, discusses how in risk management, the credit risk and required capital associated with mortgage assets is often estimated through stress testing where the house price path is an … Continue reading
January 20, 2017 in Uncategorized | Permalink | No Comments
January 19, 2017
Thursday’s Advocacy & Think Tank Roundup
Although federal guidelines allow foreclosed homes to be sold with occupants, in a recently published article in Housing Policy Debate, the author reports that the guidelines are largely irrelevant in practice. In fact, data obtained from HUD through a Freedom … Continue reading
January 19, 2017 in Uncategorized | Permalink | No Comments
January 18, 2017
Wednesday’s Academic Roundup
This article titled, Foreclosure Sales and Recourse, documents the imbalance of foreclosure sales with respect to recourse laws applied to primary mortgages in the U.S. using geographic state borders as exogenous variation combined with individual transaction data located close to the border. … Continue reading
January 18, 2017 in Uncategorized | Permalink | No Comments
