Monthly Archives: June 2015
Thursday’s Advocacy & Think Tank Round-Up
June 25, 2015
by Serenna McCloud
Capital New York reports another study which finds that non-whites are at a disadvantage when it comes to securing a home loan, this is more pronounced in the conventional loan market (less so for FHA loans). Includes an interactive chart … Continue reading
Read MoreHigh Risk at Fannie and Freddie
June 24, 2015
by David Reiss
The Federal Housing Finance Agency released its 2014 Report to Congress. It summarizes many interim reports and press releases that were released over the previous year, many of which have been covered by REFinBlog as they came out. I was struck, … Continue reading
Read MoreWednesday’s Academic Roundup
by Shea Cunningham
House Price Impacts of Racial, Income, Education and Age Neighborhood Segregation, David M. Brasington, Diane Hite & Andres Jauregui, Journal of Regional Science, Vol. 55, Issue 3, pp. 442-467, 2015. Housing Price Collapse Worsens the Opportunities for Educational Attainment for … Continue reading
Read MoreWhat’s Behind Rising Mortgage Bond Issuance?
June 23, 2015
by David Reiss
GlobeSt.com quoted me in What Else Is Behind Rising Mortgage Bond Issuance, Demand?. It opens, Investor demand for mortgage bonds, both that have agency backing and not, is quite high these days. Last week Bloomberg reported that issuance of home-loan securities … Continue reading
Read MoreTuesday’s Regulatory & Legislative Round-Up
by Serenna McCloud
U.S. Department of Housing and Urban Development (HUD) is proposing policy changes to improve access to low-poverty neighborhoods – recent research (summarized here) indicates that place has a lot to do with educational attainment and earning power throughout life. HUD’s housing choice … Continue reading
Read MoreNew FHA Guidelines No Biggie
June 22, 2015
by David Reiss
Law360 quoted me in New Guidelines For Bad FHA Loans Won’t Boost Lending (behind paywall). It opens, The federal government on Thursday provided lenders with a streamlined framework for how it determines whether the Federal Housing Administration must be paid … Continue reading
Read MoreMonday’s Adjudication Roundup
by Shea Cunningham
Two Moody’s Investor Services Inc. entities remain the only defendants in appeal from Illinois Bank following the exit of McGraw-Hill Cos. Inc. and Standard and Poor’s in suit over residential mortgage-backed securities ratings. A Second Circuit judge did not revive … Continue reading
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