Monthly Archives: May 2016
White-Segregated Subsidized Housing
May 20, 2016
by David Reiss
The University of Minnesota Law School’s Institute on Metropolitan Opportunity has issued a report, The Rise of White-Segregated Subsidized Housing. While the report is focused on Minnesota, it raises important issues about affordable housing program demographics throughout the country: To what extent do the … Continue reading
Read MoreDivvying up The Mortgage Market
May 19, 2016
by David Reiss
S&P Capital IQ has posted some Structured Finance Research: The Conforming Loan Limit And Its Effect On The U.S. Private-Label Mortgage Market. It contains interesting thoughts on how a stabilized secondary mortgage market should be split between government-backed and private-label securitizations. More particularly, … Continue reading
Read MoreCalculating Closing Costs
May 18, 2016
by David Reiss
Realtor.com quoted me in How Much Are Closing Costs? What Home Buyers and Sellers Can Expect. It reads, in part, Closing costs are the fees paid to third parties that help facilitate the sale of a home, and they vary widely by … Continue reading
Read MoreInclusionary Housing: Fact and Fiction
May 17, 2016
by David Reiss
The Center for Housing Policy has issued a policy brief, Separating Fact from Fiction to Design Effective Inclusionary Housing Programs. I am not sure fact was fully separated from fiction when I finished reading it. It opens, Inclusionary housing programs generally … Continue reading
Read MoreUses & Abuses of Online Marketplace Lending
May 16, 2016
by David Reiss
The Department of the Treasury has issued a report, Opportunities and Challenges in Online Marketplace Lending. Online marketplace lending is still in its early stages, so it is great that regulators are paying attention to it before it has fully matured. … Continue reading
Read MoreAffirmatively Furthering Neighborhood Choice
May 13, 2016
by David Reiss
Jim Kelly has posted Affirmatively Furthering Neighborhood Choice: Vacant Property Strategies and Fair Housing to SSRN (forthcoming in the University of Memphis Law Review). He writes, With the Supreme Court’s Inclusive Cmtys. Project decision in June 2015 and the Obama Administration’s adoption, … Continue reading
Read MoreThe Single-Family Rental Revolution Continues
May 12, 2016
by David Reiss
The Kroll Bond Rating Agency has released its Single-Borrower SFR: Comprehensive Surveillance Report: Kroll Bond Rating Agency (KBRA) recently completed a comprehensive surveillance review of its rated universe of 23 single-borrower, single-family rental (SFR) securitizations. In connection with these transactions, 132 … Continue reading
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