November 21, 2016
The Trump Effect on Mortgage Rates
The Christian Science Monitor quoted me in What Does President Trump Really Mean for Mortgage Rates? It opens, In the week following the election, mortgage rates soared nearly half a percentage point. Average weekly 30-year fixed home loan rates are back above … Continue reading
November 21, 2016 in MBS industry | Permalink | No Comments
November 18, 2016
Low Down Payment Mortgages, Going Forward
TheStreet.com quoted me in Home Loan Down Payments Are in Decline: Will Uncle Sam Ride to the Rescue? It opens, President-elect Donald Trump has enough problems on his hands as his administration takes shape, with the economy, health care, geopolitical strife and … Continue reading
November 18, 2016 in MBS industry | Permalink | No Comments
November 4, 2016
The Jumbo/Conforming Spread
Standard & Poor’s issued a research report, What Drives the Variation Between Conforming and Jumbo Mortgage Rates? It opens, What drives the variation between the conforming and jumbo mortgage rates for the 30-year fixed-rate mortgage (FRM) product offered in the … Continue reading
November 4, 2016 in MBS industry | Permalink | No Comments
October 28, 2016
Mortgages from the Shadows
Realtor.com quoted me in ‘Shadow Banks’ Are on the Rise for Home Loans: Should We Be Afraid? It opens, Where do home buyers go for a mortgage? To a bank, of course—or at least that’s what many might think. Yet a new … Continue reading
October 28, 2016 in MBS industry | Permalink | No Comments
October 6, 2016
Credit Card Debt and Your Mortgage
Realtor.com quoted me in Fannie Mae Taking a Closer Look at Applicants’ Credit Card Payments. It opens, If you feel like you’ve been managing your debt just fine, making the minimum payment on your credit cards on time every month, … Continue reading
October 6, 2016 in MBS industry | Permalink | No Comments
September 19, 2016
Subprime v. Non-Prime
The Kroll Bond Rating Agency has issued an RMBS Research report, Credit Evolution: Non-Prime Isn’t Yesterday’s Subprime. It opens, Following the private label RMBS market’s peak in 2007 and the ensuing credit crisis, non-agency securitizations of newly originated collateral have … Continue reading
September 19, 2016 in MBS industry | Permalink | No Comments
September 13, 2016
Mortgage Market Forecast
OnCourseLearning.com’s new financial services blog quoted me in Mortgage Rates Likely to Remain Low for Foreseeable Future. It opens, In the weeks since the United Kingdom voted to leave the European Union, previously low interest rates have fallen to near historically … Continue reading
September 13, 2016 in MBS industry | Permalink | No Comments
