September 26, 2016
Dipping Into Home Equity
TheStreet.com quoted me in Americans Are Increasingly Dipping Into Home Equity. It opens, Is there a flipside to rising home values across the nation? Take California, where stronger home value figures “are giving many homeowners a reason to tap into their … Continue reading
September 26, 2016 in mortgage | Permalink | No Comments
September 23, 2016
Is The Mortgage Interest Deduction Inequitable?
I have certainly thought so, as do many other housing policy types. Daniel Hemel and Kyle Rozema have a more nuanced view in their paper, Inequality and the Mortgage Interest Deduction, that was recently posted to SSRN. The abstract reads, The … Continue reading
September 23, 2016 in mortgage | Permalink | No Comments
September 19, 2016
Subprime v. Non-Prime
The Kroll Bond Rating Agency has issued an RMBS Research report, Credit Evolution: Non-Prime Isn’t Yesterday’s Subprime. It opens, Following the private label RMBS market’s peak in 2007 and the ensuing credit crisis, non-agency securitizations of newly originated collateral have … Continue reading
September 19, 2016 in mortgage | Permalink | No Comments
September 15, 2016
Down in ARMs
TheStreet.com quoted me in Top 5 Lowest 7-Year ARM Rates. It opens, U.S. mortgage rates have continued to decline in the aftermath of the Brexit vote, low Treasury rates and stagnant economy, giving potential homeowners an opportunity to save money because … Continue reading
September 15, 2016 in mortgage | Permalink | No Comments
September 13, 2016
Mortgage Market Forecast
OnCourseLearning.com’s new financial services blog quoted me in Mortgage Rates Likely to Remain Low for Foreseeable Future. It opens, In the weeks since the United Kingdom voted to leave the European Union, previously low interest rates have fallen to near historically … Continue reading
September 13, 2016 in mortgage | Permalink | No Comments
September 12, 2016
Women Are Better Than Men,
at least at paying their mortgages. This is according to an Urban Institute research report that found that It’s a fact: women on average pay more for mortgages. We are not the first people to have noticed this; a small number of … Continue reading
September 12, 2016 in mortgage | Permalink | No Comments
September 8, 2016
Fighting Financial Exploitation of Elders
The Consumer Financial Protection Bureau has issued a Report and Recommendations on Fighting Elder Financial Exploitation through Community Networks. The Executive Summary opens, The widespread prevalence of elder financial exploitation destroys the financial security of millions of older Americans annually. … Continue reading
September 8, 2016 in mortgage | Permalink | No Comments
