REFinBlog

Editor: David Reiss
Brooklyn Law School

June 2, 2020

Non-debt Financing for Home Purchases

By David Reiss

I will be presenting on Non-Debt Financing for Home Purchase: Risks and Promises as part of the ABA’s Section of Real Property, Trust and Estate Law “Professors’ Corner.”  It will take place at 12:30 PM (Eastern Time) on June 9th.  … Continue reading

February 20, 2020

Money, Government and Mortgages

By David Reiss

I just finished reading Money and Government by Robert Skidelsky (2018).  It is a bit tough in parts for non-economists, but it is a great read for those trying to understand the appropriate relationship between economic theory and government policy.  … Continue reading

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February 20, 2020 in mortgage | Permalink | No Comments

January 29, 2020

Deed of Trust vs. Mortgage

By David Reiss

LendingTree quoted me in Deed of Trust vs. Mortgage: Key Differences. It reads, in part, Foreclosure process Each type of security instrument leads to a different type of foreclosure process. Deed of trust states typically have a non-judicial foreclosure process. “The trustee … Continue reading

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January 29, 2020 in mortgage | Permalink | No Comments

October 31, 2018

The Cost of Owning Is Rising

By David Reiss

ValuePenguin quoted me in The Cost of Owning a Home Is Rising. It reads, in part, If you’ve looked lately at home prices in any major U.S. city, you likely got a dose of sticker shock thanks to a red-hot housing … Continue reading

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October 31, 2018 in mortgage | Permalink | No Comments

October 11, 2018

Rising Mortgage Rates

By David Reiss

NBC News quoted me in Mortgage Rates Just Hit 5 Percent: What Does That Mean for Homebuyers and Owners? It opens, Mortgage rates crossed the 5 percent line on Wednesday for the first time since 2011, marking a new era for … Continue reading

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October 11, 2018 in mortgage | Permalink | No Comments

April 12, 2018

Rising Mortgage Borrowing for Seniors

By David Reiss

J. Michael Collins et al. have posted Exploring the Rise of Mortgage Borrowing Among Older Americans to SSRN. The abstract reads, 3.6 million more older American households have a mortgage than 2000, contributing to an increase in mortgage usage among … Continue reading

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April 12, 2018 in mortgage | Permalink | 1 Comment

April 3, 2018

Who’s Appraising Your New Home?

By David Reiss

Researchers at the Federal Housing Finance Agency have posted a working paper, Are Appraisal Management Companies Value-Adding? — Stylized Facts from AMC and Non-AMC Appraisals. The obscure title hides an important subject.  AMCs, appraisal management companies, are intermediaries that prevent … Continue reading