April 27, 2022
Sharing Your Home with Strangers
Debra Bechtel, Crystal Liu, Ernira Mehmetaj, and I have just posted Sharing Your Home with Strangers: Common-Interest Ownership and Financing Options to SSRN (as well as to bepress). The abstract reads, As the affordable housing crisis in the U.S. escalates, … Continue reading
April 27, 2022 in mortgage | Permalink | No Comments
June 2, 2020
Non-debt Financing for Home Purchases
I will be presenting on Non-Debt Financing for Home Purchase: Risks and Promises as part of the ABA’s Section of Real Property, Trust and Estate Law “Professors’ Corner.” It will take place at 12:30 PM (Eastern Time) on June 9th. … Continue reading
June 2, 2020 in mortgage | Permalink | No Comments
February 20, 2020
Money, Government and Mortgages
I just finished reading Money and Government by Robert Skidelsky (2018). It is a bit tough in parts for non-economists, but it is a great read for those trying to understand the appropriate relationship between economic theory and government policy. … Continue reading
February 20, 2020 in mortgage | Permalink | No Comments
January 29, 2020
Deed of Trust vs. Mortgage
LendingTree quoted me in Deed of Trust vs. Mortgage: Key Differences. It reads, in part, Foreclosure process Each type of security instrument leads to a different type of foreclosure process. Deed of trust states typically have a non-judicial foreclosure process. “The trustee … Continue reading
January 29, 2020 in mortgage | Permalink | No Comments
October 31, 2018
The Cost of Owning Is Rising
ValuePenguin quoted me in The Cost of Owning a Home Is Rising. It reads, in part, If you’ve looked lately at home prices in any major U.S. city, you likely got a dose of sticker shock thanks to a red-hot housing … Continue reading
October 31, 2018 in mortgage | Permalink | No Comments
October 11, 2018
Rising Mortgage Rates
NBC News quoted me in Mortgage Rates Just Hit 5 Percent: What Does That Mean for Homebuyers and Owners? It opens, Mortgage rates crossed the 5 percent line on Wednesday for the first time since 2011, marking a new era for … Continue reading
October 11, 2018 in mortgage | Permalink | No Comments
April 12, 2018
Rising Mortgage Borrowing for Seniors
J. Michael Collins et al. have posted Exploring the Rise of Mortgage Borrowing Among Older Americans to SSRN. The abstract reads, 3.6 million more older American households have a mortgage than 2000, contributing to an increase in mortgage usage among … Continue reading
