September 6, 2023
Temporary Interest Rate Buydowns
I was quoted in This Strategy to Cut Mortgage Rates is Becoming Popular in Bay Area — but There are Pitfalls in the San Francisco Chronicle (paywall). It opens, When first-time buyers Rachel Shatto and Randy Nelson purchased a home in … Continue reading
September 6, 2023 in mortgage | Permalink | No Comments
December 8, 2022
A Controversial Fix for America’s Housing Market
Insider quoted me in A Controversial Fix for America’s Housing Market: More Foreclosures. It opens, How many people should lose their homes to foreclosure? In an ideal world, of course, there would be no foreclosures at all. Everyone who buys … Continue reading
December 8, 2022 in mortgage | Permalink | No Comments
October 3, 2022
Helping Your Kids Qualify for a Mortgage?
The Wall Street Journal quoted me in Helping Your Kids Qualify for a Mortgage? What to Know Before Cosigning on the Dotted Line. It reads, in part, With rising interest rates and slowing real-estate sales, homeownership remains out of reach for many would-be … Continue reading
October 3, 2022 in mortgage | Permalink | No Comments
April 27, 2022
Sharing Your Home with Strangers
Debra Bechtel, Crystal Liu, Ernira Mehmetaj, and I have just posted Sharing Your Home with Strangers: Common-Interest Ownership and Financing Options to SSRN (as well as to bepress). The abstract reads, As the affordable housing crisis in the U.S. escalates, … Continue reading
April 27, 2022 in mortgage | Permalink | No Comments
June 2, 2020
Non-debt Financing for Home Purchases
I will be presenting on Non-Debt Financing for Home Purchase: Risks and Promises as part of the ABA’s Section of Real Property, Trust and Estate Law “Professors’ Corner.” It will take place at 12:30 PM (Eastern Time) on June 9th. … Continue reading
June 2, 2020 in mortgage | Permalink | No Comments
February 20, 2020
Money, Government and Mortgages
I just finished reading Money and Government by Robert Skidelsky (2018). It is a bit tough in parts for non-economists, but it is a great read for those trying to understand the appropriate relationship between economic theory and government policy. … Continue reading
February 20, 2020 in mortgage | Permalink | No Comments
January 29, 2020
Deed of Trust vs. Mortgage
LendingTree quoted me in Deed of Trust vs. Mortgage: Key Differences. It reads, in part, Foreclosure process Each type of security instrument leads to a different type of foreclosure process. Deed of trust states typically have a non-judicial foreclosure process. “The trustee … Continue reading
January 29, 2020 in mortgage | Permalink | No Comments
