REFinBlog

Editor: David Reiss
Cornell Law School

September 6, 2016

Mortgages for Borderline Borrowers

By David Reiss

BiggerPockets.com quoted me in 7 Mortgage Qualification Tips for Borderline Borrowers. It opens, It’s super easy to qualify for a mortgage when you have an 800 credit score, a six-figure salary, no debt, and 20% to put down. But that isn’t … Continue reading

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September 6, 2016 in mortgage | Permalink | No Comments

September 1, 2016

Low, Low, Low Mortgage Rates

By David Reiss

TheStreet.com quoted me in Top 5 Lowest 15-Year Mortgage Rates. It opens, U.S. mortgage rates have continued to decline in the aftermath of the Brexit vote, low Treasury rates and the stagnant economy, giving potential homeowners an opportunity to save money … Continue reading

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September 1, 2016 in mortgage | Permalink | No Comments

August 23, 2016

Jumbo Mortgage Deals Ahead

By David Reiss

The Wall Street Journal quoted me in Attention, Jumbo-Mortgage Shoppers: Deals Ahead (behind paywall). It opens, With more lenders offering jumbo loans, borrowers have more bargaining power to negotiate the best terms. During the first quarter of this year, 20.3% of all … Continue reading

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August 23, 2016 in mortgage | Permalink | No Comments

July 26, 2016

Retiring with a Mortgage

By David Reiss

MassMutual quoted me in Is it OK to Retire with a Mortgage? It opens, The conventional wisdom is that you should pay off your mortgage before you retire. Yet, about 4.4 million retired homeowners still had a mortgage in 2011, according … Continue reading

June 28, 2016

Chances of Negative Mortgage Interest Rates

By David Reiss

TheStreet.com quoted me in Odds of Negative Interest Rates in the U.S. Are Slim. It reads, in part, The odds of the U.S. lowering interest rates to negative levels remain low, because other forms of monetary policy such as quantitative … Continue reading

June 27, 2016

The State of the Union’s Housing in 2016

By David Reiss

The Joint Center for Housing Studies of Harvard University has released its excellent annual report, The State of the Nation’s Housing for 2016. It finds, With household growth finally picking up, housing should help boost the economy. Although homeownership rates are still … Continue reading

June 16, 2016

Who are Fannie and Freddie?

By David Reiss

Realtor.com quoted me in What Is Fannie Mae? And Freddie Mac, for That Matter? It opens, Whether you are shopping for a mortgage or just occasionally read financial news stories, you’ve probably heard of Fannie Mae. But what is Fannie Mae, anyway? And … Continue reading