REFinBlog

Editor: David Reiss
Cornell Law School

April 14, 2016

Co-signing: Smart or Stupid?

By David Reiss

Realtor.com quoted me in Co-signing a Mortgage: Smart or Stupid? It opens, There’s no doubt about it: Buying a home these days is hard. Even if you’re lucky enough to be a homeowner yourself, that doesn’t mean your kids or assorted … Continue reading

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April 14, 2016 in mortgage | Permalink | No Comments

April 11, 2016

S&L Flexible Porfolio Lending

By David Reiss

DepositAccounts.com quoted me in Types of Institutions in the U.S. Banking System – Savings and Loan Associations. It opens, When you think of a savings and loan, maybe you think of the Bailey Savings & Loan from the movie It’s … Continue reading

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April 11, 2016 in mortgage | Permalink | No Comments

April 8, 2016

Tax Refunds Into Mortgage Payments

By David Reiss

TheStreet.com quoted me in Investing Your Tax Refund Instead of Spending It Boosts Retirement Savings. It opens, Ramping up your emergency cash fund or IRA with your tax refund is a better option than spending it on a new smartphone or … Continue reading

April 5, 2016

Creative Credit Union Mortgages

By David Reiss

DepositAccounts.com quoted me in Types of Institutions in the U.S. Banking System – Credit Unions. It reads, in part, What You Need to Know About Credit Unions For more than 100 years, credit unions have been providing financial services to their members. … Continue reading

February 25, 2016

Docs You Need for A Mortgage

By David Reiss

HSH.com quoted me in The Documents You Need To Apply for a Mortgage. It opens, When it comes time to apply for a mortgage in 2016, you might be surprised at how much documentation you’ll need when applying for a home … Continue reading

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February 25, 2016 in mortgage | Permalink | No Comments

February 19, 2016

Borrowing Constraints and The Homeownership Rate

By David Reiss

Arthur Acolin, Jess Bricker, Paul Calem and Susan Wachter have posted a short paper on Borrowing Constraints and Homeownership to SSRN. The abstract reads, This paper identifies the impact of borrowing constraints on home ownership in the U.S. in the aftermath … Continue reading

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February 19, 2016 in mortgage | Permalink | No Comments

January 27, 2016

Failure to Refinance

By David Reiss

Benjamin Keys, Devin Pope and Jaren Pope have recently had their Failure to Refinance paper accepted in the Journal of Financial Economics.  A version of the paper can be found on SSRN. This academic paper has a lot of relevance … Continue reading

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January 27, 2016 in mortgage | Permalink | No Comments