April 14, 2016
Co-signing: Smart or Stupid?
Realtor.com quoted me in Co-signing a Mortgage: Smart or Stupid? It opens, There’s no doubt about it: Buying a home these days is hard. Even if you’re lucky enough to be a homeowner yourself, that doesn’t mean your kids or assorted … Continue reading
April 14, 2016 in mortgage | Permalink | No Comments
April 11, 2016
S&L Flexible Porfolio Lending
DepositAccounts.com quoted me in Types of Institutions in the U.S. Banking System – Savings and Loan Associations. It opens, When you think of a savings and loan, maybe you think of the Bailey Savings & Loan from the movie It’s … Continue reading
April 11, 2016 in mortgage | Permalink | No Comments
April 8, 2016
Tax Refunds Into Mortgage Payments
TheStreet.com quoted me in Investing Your Tax Refund Instead of Spending It Boosts Retirement Savings. It opens, Ramping up your emergency cash fund or IRA with your tax refund is a better option than spending it on a new smartphone or … Continue reading
April 8, 2016 in mortgage | Permalink | No Comments
April 5, 2016
Creative Credit Union Mortgages
DepositAccounts.com quoted me in Types of Institutions in the U.S. Banking System – Credit Unions. It reads, in part, What You Need to Know About Credit Unions For more than 100 years, credit unions have been providing financial services to their members. … Continue reading
April 5, 2016 in mortgage | Permalink | No Comments
February 25, 2016
Docs You Need for A Mortgage
HSH.com quoted me in The Documents You Need To Apply for a Mortgage. It opens, When it comes time to apply for a mortgage in 2016, you might be surprised at how much documentation you’ll need when applying for a home … Continue reading
February 25, 2016 in mortgage | Permalink | No Comments
February 19, 2016
Borrowing Constraints and The Homeownership Rate
Arthur Acolin, Jess Bricker, Paul Calem and Susan Wachter have posted a short paper on Borrowing Constraints and Homeownership to SSRN. The abstract reads, This paper identifies the impact of borrowing constraints on home ownership in the U.S. in the aftermath … Continue reading
February 19, 2016 in mortgage | Permalink | No Comments
January 27, 2016
Failure to Refinance
Benjamin Keys, Devin Pope and Jaren Pope have recently had their Failure to Refinance paper accepted in the Journal of Financial Economics. A version of the paper can be found on SSRN. This academic paper has a lot of relevance … Continue reading
January 27, 2016 in mortgage | Permalink | No Comments