REFinBlog

Editor: David Reiss
Cornell Law School

March 10, 2017

Minority Homeownership During the Great Recession

By David Reiss

Carlos Garriga et al. have posted The Homeownership Experience of Minorities During the Great Recession to SSRN. The paper concludes, The Great Recession wiped out much of the homeownership gains attained during the housing boom. However, the homeownership experience was very different … Continue reading

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March 10, 2017 in mortgage | Permalink | No Comments

March 6, 2017

Common Mortgage Myths

By David Reiss

Newsday quoted me in Don’t Fall For These 4 Common Mortgage Myths. It reads, With the spring home buying season just around the corner, it’s a good time to separate fiction from fact. Here are four common mortgage myths. Myth: Home buyers … Continue reading

February 23, 2017

Bad Credit/Good Credit

By David Reiss

OppLoans quoted me in Bad Credit Loan Coming Attractions! It opens, Everyone is talking about bad credit loans these days, and Hollywood seems to be taking notice. (Editor’s note: They’re not.) All the newest films are about bad credit lenders! (Editor’s … Continue reading

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February 23, 2017 in mortgage | Permalink | No Comments

February 8, 2017

Who’s a Predatory Lender?

By David Reiss

US News & World Report quoted me in 5 Clues That You’re Dealing with a Predatory Lender.  It opens, Consumers are often told to stay away from predatory lenders, but the problem with that advice is a predatory lender doesn’t … Continue reading

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February 8, 2017 in mortgage | Permalink | No Comments

February 7, 2017

Housing Booms and Busts

By David Reiss

Patricia McCoy and Susan Wachter have posted Why Cyclicality Matter to Access to Mortgage Credit to SSRN. The paper is now particularly relevant because of President Trump’s plan to roll back Dodd-Frank’s regulation of the financial markets, including the mortgage market. … Continue reading

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February 7, 2017 in mortgage | Permalink | No Comments

February 2, 2017

Mortgage Rates & Refis

By David Reiss

TheStreet.com quoted me in Mortgage Rates Expected to Rise and Push Down Refinancing Levels. It reads, in part, Mortgage rates will continue their upward climb in 2017 as the economy demonstrates additional growth and inflation, but this will of course dampen … Continue reading

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February 2, 2017 in mortgage | Permalink | No Comments