January 27, 2023
Biden’s “Bill of Rights” for Renters
I was interviewed for a CBS in Austin (and other local Sinclair affiliates) news story, Biden Administration Proposes ‘Bill of Rights’ to Protect Renters in Tight Housing Market. The text of the story opens, Data shows that more than … Continue reading
January 27, 2023 in CFPB | Permalink | No Comments
April 27, 2022
Sharing Your Home with Strangers
Debra Bechtel, Crystal Liu, Ernira Mehmetaj, and I have just posted Sharing Your Home with Strangers: Common-Interest Ownership and Financing Options to SSRN (as well as to bepress). The abstract reads, As the affordable housing crisis in the U.S. escalates, … Continue reading
April 27, 2022 in CFPB | Permalink | No Comments
May 9, 2019
Financing The American Dream
I published Financing The American Dream in the May/June 2019 issue of the ABA’s Probate & Property magazine. it opens, Two movie scenes can bookend the last hundred years of housing finance. In Frank Capra’s It’s a Wonderful Life (RKO … Continue reading
May 9, 2019 in CFPB | Permalink | No Comments
August 17, 2018
Fintech and Mortgage Lending
The Trump Administration released its fourth and final report on Nonbank Financials, Fintech, and Innovation in its A Financial System That Creates Economic Opportunity series. The report differs from the previous three as it does not throw the Consumer Financial … Continue reading
May 7, 2018
Housing in the Trump Era
The Real Estate Transactions Section of the American Association of Law Schools has issued the following Call for Papers: Access + Opportunity + Choice: Housing Capital, Equity, and Market Regulation in the Trump Era Program Description: The year 2018 marks the … Continue reading
May 7, 2018 in CFPB | Permalink | No Comments
April 20, 2018
Rate-Lock Lock Out
Mick Mulvaney plays against type by signing off on a Consent Order with a billion dollar penalty for Wells Fargo. The Order stated that Wells, among other things, charged “fees for rate-lock extensions in connection with residential-mortgage lending” and violated … Continue reading
April 20, 2018 in CFPB | Permalink | No Comments
April 10, 2018
Taking Apart The CFPB, Bit by Bit
Mick Mulvaney’s Message in the CFPB’s latest Semi-Annual Report is crystal clear regarding his plans for the Bureau: As has been evident since the enactment of the Dodd-Frank Act, the Bureau is far too powerful, and with precious little oversight … Continue reading
April 10, 2018 in CFPB | Permalink | No Comments
