September 24, 2015
Mortgage Market, Hiding in Plain Sight
I blogged about the Center for Responsible Lending’s take on the 2014 Home Mortgage Disclosure Act (HMDA) data yesterday. The mere act of aggregating this data reveals so much about the state of the mortgage market. Today I am digging into … Continue reading
September 24, 2015 in Federal Housing Administration | Permalink | No Comments
September 9, 2015
Better to Be a Banker or a Non-Banker?
The Community Home Lenders Association (CHLA) has prepared an interesting chart, Comparison of Consumer and Financial Regulation of Non-bank Mortgage Lenders vs. Banks. The CHLA is a trade association that represents non-bank lenders, so the chart has to be read in … Continue reading
September 9, 2015 in Federal Housing Administration | Permalink | No Comments
August 28, 2015
Underwriting Sustainable Homeownership
I have posted Underwriting Sustainable Homeownership: The Federal Housing Administration and the Low Down Payment Loan to SSRN (and to BePress). It is forthcoming in the Georgia Law Review. The abstract reads, The United States Federal Housing Administration (“FHA”) has been … Continue reading
August 28, 2015 in Federal Housing Administration | Permalink | No Comments
June 22, 2015
New FHA Guidelines No Biggie
Law360 quoted me in New Guidelines For Bad FHA Loans Won’t Boost Lending (behind paywall). It opens, The federal government on Thursday provided lenders with a streamlined framework for how it determines whether the Federal Housing Administration must be paid … Continue reading
June 22, 2015 in Federal Housing Administration | Permalink | No Comments
May 18, 2015
Monday’s Adjudication Roundup
The Financial Industry Regulatory Authority (FINRA) has ordered Goldman Sachs to pay National Australia Bank $100 million over $80 million in collateralized debt obligations. US Bank escapes liability under the False Claims Acts for filing FHA insurance claims without complying … Continue reading
May 18, 2015 in Federal Housing Administration | Permalink | No Comments
April 20, 2015
Reiss on Low Interest Rates & Down Payments
MainStreet quoted me in How to Get the Lowest Mortgage Rates Without a Large Down Payment. It reads in part, Low mortgage rates can play a large factor whether homeowners are able to save tens of thousands of dollars in interest. Even a … Continue reading
April 20, 2015 in Federal Housing Administration | Permalink | No Comments
April 15, 2015
Reiss on FHA Mortgages for First Timers
MainStreet quoted me in FHA Loans Can Be A Good Option for First-Time Homebuyers. It opens, FHA loans can be an attractive option for consumers purchasing their first home, because they require much smaller down payments. First-time homebuyers often consider these Federal Housing Administration … Continue reading
April 15, 2015 in Federal Housing Administration | Permalink | No Comments
