REFinBlog

Editor: David Reiss
Cornell Law School

July 9, 2015

Affirmatively Furthering Fair Housing

By David Reiss

Fast on the heels of the recent Supreme Court decision upholding disparate impact Fair Housing claims, the Department of Housing and Urban Development has issued a final rule, Affirmatively Furthering Fair Housing: Through this final rule, HUD provides HUD program … Continue reading

June 9, 2015

Tuesday’s Regulatory & Legislative Round-Up

By Serenna McCloud

The Consumer Financial Protection Bureau issued a consumer advisory in the first regulatory action prompted by the results of its reverse mortgage report entitled A Closer Look at Reverse Mortgages.  Advertisements often lead retirees to believe that reverse loan offers … Continue reading

June 1, 2015

Monday’s Adjudication Roundup

By Shea Cunningham

NY Federal Court ended the suit against US Bank and Bank of America brought by Blackrock and NCUA for failure to properly oversee residential mortgage-backed security trusts finding that most of the trusts fell under state law. Deutsche Bank, Morgan … Continue reading

May 8, 2015

Friday’s Government Reports Roundup

By Shea Cunningham

CFPB releases its 2014 Fair Lending Report, discussing its fair lending acts over the past year. It shows that the CFPB required institutions to provide over $224 million in remediation in 2014. A S. Census Bureau paper examines the effects … Continue reading

April 27, 2015

Monday’s Adjudication Roundup

By Shea Cunningham

Quicken Loans Inc. filed a complaint against the Justice Department and the U.S. Department of Housing and Urban Development claiming that they tried to get Quicken to make false admissions during a settlement. The Government in turn sued Quicken under … Continue reading

April 24, 2015

Friday’s Government Reports Roundup

By Shea Cunningham

The Federal Housing Finance Agency (FHFA) released its results to the Fannie Mae and Freddie Mac Guarantee Fee Review. Following the release, the FHFA announced that the fees would remain the same with modest adjustments. HUD released the 2009-2011 National … Continue reading

April 10, 2015

Friday’s Government Reports Roundup

By Shea Cunningham

The Office of the Comptroller of the Currency released a report on mortgage performance. CFPB releases its Consumer Response Annual Report analyzing the complaints it received in 2014 and its fourth annual Fair Debt Collection Practices Act FHFA releases its … Continue reading