October 1, 2015
The New Mortgage Disclosure Rules
TheStreet.com quoted me in New Mortgage Rule Requires Disclosure Documents to Help Consumers Compare Costs. It reads, in part, A new set of shorter and simpler mortgage documents will be disclosed to consumers before they close on a loan, making the … Continue reading
October 1, 2015 in Regulation | Permalink | No Comments
September 30, 2015
Wednesday’s Academic Roundup
Notices of Abatement vs Defects of Title, Roger Bernhardt, 38 Real Property Law Reporter 51 (Cal CEB Mar. 2015). Cities and Health: A Response to the Recent Commentaries, Michael K. Gusmano, Victor G. Rodwin, & Daniel Weisz, NYU Wagner Research … Continue reading
September 30, 2015 in Regulation | Permalink | No Comments
September 28, 2015
Putting Disclosure to the Test
Talia Gillis has posted Putting Disclosure to the Test: Toward Better Evidence-Based Policy to SSRN. This is another one of those papers that seems so esoteric, but really addresses an incredibly important topic in consumer protection. The abstract reads, Financial disclosures … Continue reading
September 28, 2015 in Regulation | Permalink | No Comments
Monday’s Adjudication Roundup
Union pension funds have filed a petition for cert in the U.S. Supreme Court to consider whether Bank of New York Mellon Corp. is liable for failure in oversight of 26 trusts of over $30 billion in residential mortgage-backed securities. … Continue reading
September 28, 2015 in Regulation | Permalink | No Comments
September 25, 2015
CFPB Mortgage Market Rules
Law360 quoted me in Questions Remain Over CFPB Mortgage Rules’ Market Effects (behind a paywall). The story highlights the fact that the jury is still out on exactly what a mature, post-Dodd-Frank mortgage market will look like. As I blogged yesterday, … Continue reading
September 25, 2015 in Regulation | Permalink | No Comments
September 24, 2015
Mortgage Market, Hiding in Plain Sight
I blogged about the Center for Responsible Lending’s take on the 2014 Home Mortgage Disclosure Act (HMDA) data yesterday. The mere act of aggregating this data reveals so much about the state of the mortgage market. Today I am digging into … Continue reading
September 24, 2015 in Regulation | Permalink | No Comments
September 23, 2015
Wednesday’s Academic Roundup
Green Cities? Urbanization, Trade and the Environment, Rainald Borck & Michael Pflüger, IZA Discussion Paper No. 9104. The Impact of Foreclosure Delay on U.S. Employment, Kyle F. Herkenhoff & Lee E. Ohanian, NBER Working Paper No. w21532. Are Bigger Companies … Continue reading
September 23, 2015 in Regulation | Permalink | No Comments
