REFinBlog

Editor: David Reiss
Cornell Law School

July 16, 2015

Dodd-Frank and Mortgage Reform at Five

By David Reiss

The Department of Treasury has issued a report, Dodd-Frank at Five Years: Reforming Wall Street and Protecting Main Street. The report is clearly a political document, trumpeting the achievements of the Obama Administration. It is interesting nonetheless. It opens, When President … Continue reading

July 15, 2015

Wednesday’s Academic Roundup

By Shea Cunningham

Mortgage Finance and Technological Change, Robin Döttling & Enrico C. Perotti, Tinbergen Institute Discussion Paper 15-079/IV. Sustaining Neighborhoods of Choice: From Land Bank(ing) to Land Trust(ing), James J. Kelly Jr., Washburn Law Journal, Vol. 54, No. 3, 2015. President Eisenhower’s … Continue reading

July 14, 2015

The State of Predatory Lending

By David Reiss

The Center for Responsible Lending has posted the final chapter of The State of Lending in America: The Cumulative Costs of Predatory Practices. This chapter’s findings include, Loans with problematic terms or practices result in higher rates of default and foreclosure/ … Continue reading

Tuesday’s Regulatory & Legislative Round-Up

By Serenna McCloud

The U.S. Department of Housing and Urban Development recently released a final rule on Affirmatively Furthering Fair Housing.  HUD’s rule clarifies and simplifies existing fair housing obligations for HUD grantees to analyze their fair housing landscape and set locally-determined fair … Continue reading

July 13, 2015

The Housing/Income Affordability Gap

By David Reiss

The Urban Institute has issued a policy brief, The Housing Affordability Gap for Extremely Low-Income Renters in 2013. The brief opens, Since 2000, rents have risen while the number of renters who need low-priced housing has increased. These two pressures … Continue reading

Monday’s Adjudication Roundup

By Shea Cunningham

The New York Court of Appeals overturned a lower court’s dismissal of suit against New York City, the New York Mets’ ownership group and The Related Cos., which had plans to build the Mets’ stadium on public parkland. The Court … Continue reading

July 9, 2015

Affirmatively Furthering Fair Housing

By David Reiss

Fast on the heels of the recent Supreme Court decision upholding disparate impact Fair Housing claims, the Department of Housing and Urban Development has issued a final rule, Affirmatively Furthering Fair Housing: Through this final rule, HUD provides HUD program … Continue reading