June 23, 2015
What’s Behind Rising Mortgage Bond Issuance?
GlobeSt.com quoted me in What Else Is Behind Rising Mortgage Bond Issuance, Demand?. It opens, Investor demand for mortgage bonds, both that have agency backing and not, is quite high these days. Last week Bloomberg reported that issuance of home-loan securities … Continue reading
June 23, 2015 in Regulation | Permalink | No Comments
June 22, 2015
New FHA Guidelines No Biggie
Law360 quoted me in New Guidelines For Bad FHA Loans Won’t Boost Lending (behind paywall). It opens, The federal government on Thursday provided lenders with a streamlined framework for how it determines whether the Federal Housing Administration must be paid … Continue reading
June 22, 2015 in Regulation | Permalink | No Comments
June 19, 2015
CFPB Roundup
The Consumer Financial Protection Bureau released its Semi-Annual Report. From a news perspective, it is a snoozer — dog bites man — as it is really just a summary of what the Bureau has done (and already issued press releases … Continue reading
June 19, 2015 in Regulation | Permalink | No Comments
Friday’s Government Reports Roundup
The National Low Income Housing Coalition (NLIHC) releases report on differences between the National Housing Trust Fund (NHTF) and HOME Investment Partnerships Program. It found that the NHTF is more targeted to low-income renter households than HOME. The US Department … Continue reading
June 19, 2015 in Regulation | Permalink | No Comments
June 18, 2015
What Is To Be Done with Mortgage Servicers?
The Office of the Comptroller of the Currency has found that EverBank; HSBC Bank USA, N.A.; JPMorgan Chase Bank, N.A.; Santander Bank, National Association; U.S. Bank National Association; and Wells Fargo Bank, N.A. have not met all of the requirements of … Continue reading
June 18, 2015 in Regulation | Permalink | No Comments
June 17, 2015
The Quest for Consumer Comprehension
Lauren Willis has posted The Consumer Financial Protection Bureau and the Quest for Consumer Comprehension to SSRN. it opens, Dodd-Frank tasked the Consumer Financial Protection Bureau with ensuring that “consumers … understand the costs, benefits, and risks associated with” financial products. … Continue reading
June 17, 2015 in Regulation | Permalink | No Comments
Wednesday’s Academic Roundup
An Extrapolative Model of House Price Dynamics, Edward L. Glaeser & Charles Nathanson, HKS Working Paper No. RWP15-012. Old Suburbs Meets New Urbanism, Nicole Stelle Garnett, Notre Dame Legal Studies Paper No. 1512. Credit Scoring and Loan Default, Rajdeep Sengupta & … Continue reading
June 17, 2015 in Regulation | Permalink | No Comments
