REFinBlog

Editor: David Reiss
Cornell Law School

June 5, 2015

Dealing with Debt Collectors

By David Reiss

I was quoted by CreditCardGuide.com in Know Your Rights with Debt Collectors. It reads, in part, Regardless of how deep your financial troubles go, you are protected by state and federal law when it comes to how debt collectors can treat you. … Continue reading

Friday’s Government Reports Roundup

By Shea Cunningham

United States Government Accountability Office releases report: “Collateral Requirements Discourage Some Community Development Financial Institutions from Seeking Membership”. The National Low Income Housing Coalition (NLIHC) released its Out of Reach 2015 report, in which it asserts that low wages and … Continue reading

June 4, 2015

Be Careful What You Wish For GSEs

By David Reiss

Jim Parrott and Mark Zandi have released a report, Privatizing Fannie and Freddie: Be Careful What You Ask For. The authors go through a very useful exercise in which they break down the cost of reprivatizing. The report opens, Few are … Continue reading

June 3, 2015

Wednesday’s Academic Roundup

By Shea Cunningham

The Boom, the Bust and the Future of Homeownership, by Stuart A. Gabriel & Stuart S. Rosenthal, Real Estate Economics, Vol. 43, Issue 2, pp. 334-374, 2015. Promoting ‘Inclusive Communities’: A Modified Approach to Disparate Impact Under the Fair Housing … Continue reading

June 1, 2015

Reiss on Lawsky Legacy

By David Reiss

Law360 quoted me in Lawsky’s Aggressive Tactics Provided Model For Regulators (behind a paywall). It reads, in part, New York Superintendent of Financial Services Benjamin Lawsky’s frequent, aggressive and often creative enforcement actions generated billions of dollars for the state and … Continue reading

Monday’s Adjudication Roundup

By Shea Cunningham

NY Federal Court ended the suit against US Bank and Bank of America brought by Blackrock and NCUA for failure to properly oversee residential mortgage-backed security trusts finding that most of the trusts fell under state law. Deutsche Bank, Morgan … Continue reading

May 29, 2015

Facts and Myths About Rent Regulation

By David Reiss

Few topics are more fraught in NYC than rent regulation and stances about it are typically set by where people are financially and ideologically. It is always useful when someone tries to add some good old-fashioned facts to the debate in order to … Continue reading