REFinBlog

Editor: David Reiss
Cornell Law School

March 2, 2018

The Regulation of Residential Real Estate Finance Under Trump

By David Reiss

I published a short article in the American College of Real Estate Lawyers (ACREL)  (ACREL) News & Notes, The Regulation of Residential Real Estate Finance Under Trump. The abstract reads, Reducing Regulation and Controlling Regulatory Costs was one of President Trump’s … Continue reading

February 28, 2018

A Fix Already in Place for Housing Finance?

By David Reiss

Executives at Pimco, the world’s largest bond fund manager, have posted U.S. Housing Finance Reform: Why Fix What Isn’t Broken? I think their analysis is interesting, but seriously flawed: The topic of housing finance reform has come in and out of … Continue reading

Read More

February 28, 2018 in Regulation | Permalink | No Comments

February 27, 2018

Reducing Enforcement at The CFPB

By David Reiss

Mick Mulvaney’s Consumer Financial Protection Bureau has released a Request for Information Regarding Bureau Enforcement Activities (available on the upper right corner of this page), its third in a series of RFIs that seek to dramatically restrict the Bureau’s activities. … Continue reading

Read More

February 27, 2018 in Regulation | Permalink | No Comments

February 26, 2018

Housing Affordability and GSE Reform

By David Reiss

Jim Parrott and Laurie Goodman of the Urban Institute have posted Making Sure the Senate’s Access and Affordability Proposal Works. It opens, One of the most consequential and possibly promising components of the draft bill being considered in the Senate … Continue reading

Read More

February 26, 2018 in Regulation | Permalink | No Comments

February 23, 2018

The Budgetary Impact on Housing Finance

By David Reiss

The MIT Golub Center for Finance and Policy has posted some interesting infographics on The President’s 2019 Budget: Proposals Affecting Credit, Insurance and Financial Regulators: The White House released the President’s budget proposal for fiscal year 2019 on February 12, just days … Continue reading

Read More

February 23, 2018 in Regulation | Permalink | No Comments

February 22, 2018

Ditching the CFPB’s System of Adjudication

By David Reiss

Mick Mulvaney is continuing his work of dismantling the Consumer Financial Protection Bureau as we have known it. His latest is the issuance of a Request for Information Regarding Bureau Rules of Practice for Adjudication Proceedings. Section 1053 of the … Continue reading

Read More

February 22, 2018 in Regulation | Permalink | No Comments

February 16, 2018

Treasury’s Take on Housing Finance Reform

By David Reiss

The Department of the Treasury released its Strategic Plan for 2018-2022. One of its 17 Strategic Objectives is to promote housing finance reform: Support housing finance reform to resolve Government-Sponsored Enterprise (GSE) conservatorships and prevent taxpayer bailouts of public and … Continue reading

Read More

February 16, 2018 in Regulation | Permalink | No Comments