November 17, 2014
FHA’s Financial Health Looking Up
HUD has released the Annual Report to Congress Regarding the Financial Status of the Mutual Mortgage Insurance Fund Fiscal Year 2014. It appears that things are looking up for the FHA, particularly after last year’s mandatory appropriation from the Treasury, … Continue reading
November 17, 2014 in Regulation | Permalink | No Comments
November 14, 2014
No Action on Financial Innovation?
The Consumer Financial Protection Bureau issued a Request for Comment on a proposed policy regarding No-Action Letters. Under the proposed policy, the Bureau could issue no-action letters (NALs) to specific applicants in instances involving innovative financial products or services that … Continue reading
November 14, 2014 in Regulation | Permalink | No Comments
November 13, 2014
Reiss on Privatization of Fannie and Freddie
BadCredit.org profiled an article of mine in Brooklaw Professor Pushes for Privatization of Fannie Mae/Freddie Mac. The profile opens, Since the end of the Great Recession, policymakers, academics and economists have been struggling with a very difficult question — what … Continue reading
November 13, 2014 in Regulation | Permalink | No Comments
November 12, 2014
Homeless in America
The Department of Housing Urban Development released Part 1 of The 2014 Annual Homeless Assessment Report (AHAR) to Congress. Part 1 provides Point-in-Time Estimates of Homelessness. Its key findings include, In January 2014, 578,424 people were homeless on a given … Continue reading
November 12, 2014 in Regulation | Permalink | No Comments
November 7, 2014
Reiss on Airbnb
MainStreet.com quoted me in Housing Activists Claim Airbnb Cuts Into Affordable Apartment Inventory in Manhattan. The story opens Popular and trendy neighborhoods in Manhattan accounted for 30% of units booked as private rentals on AirBnB.com, according to information subpoenaed by … Continue reading
November 7, 2014 in Regulation | Permalink | No Comments
November 4, 2014
Regulation and Housing Supply
Gyourko and Molloy have posted Regulation and Housing Supply to SSRN. Unfortunately, it is behind a paywall (although it is also available at NBER if your library has access and an earlier draft can be found here). The abstract of … Continue reading
November 4, 2014 in Regulation | Permalink | No Comments
November 3, 2014
Housing Opportunity for Kids
The Center for Budget and Policy Priorities issued a report, Creating Opportunity for Children: How Housing Location Can Make a Difference. There is some research on the positive effects that homeownership has on outcomes for children. But it is hard … Continue reading
November 3, 2014 in Regulation | Permalink | No Comments
