October 31, 2014
Homeowners Lost in the Shuffle
The Special Inspector General of the Troubled Asset Relief Program (SIGTARP) issued a report, Homeowners Can Get Lost in the Shuffle And Suffer Harm When Their Servicer Transfers Their Mortgage But Not the HAMP Application or Modification, that highlights some … Continue reading
October 31, 2014 in Regulation | Permalink | No Comments
October 29, 2014
Reiss on Home Mortgage Disclosure Act Proposed Rulemaking
I have submitted a Comment on Home Mortgage Disclosure Act Proposed Rulemaking to the Consumer Financial Protection Bureau. Basically, I argue The Consumer Financial Protection Bureau’s Home Mortgage Disclosure Act proposed rulemaking (proposed Aug. 29, 2014) is a reasonable one. … Continue reading
October 29, 2014 in Regulation | Permalink | No Comments
October 28, 2014
Reiss on Who Should Be Providing Mortgage Credit to American Households?
I have posted a short Response, Who Should Be Providing Mortgage Credit to American Households?, to SSRN (as well as to BePress). The abstract reads, Who should be providing mortgage credit to American households? Given that the residential mortgage market is … Continue reading
October 28, 2014 in Regulation | Permalink | No Comments
October 27, 2014
Reiss and Lederman on Affordable Housing Goals
Jeff Lederman and I have posted our comment to the FHFA’s proposed housing goals for Fannie Mae and Freddie Mac for 2015 through 2017. We argue, As the FHFA sets the housing goals for 2015-2017, it should focus on maximizing … Continue reading
October 27, 2014 in Regulation | Permalink | No Comments
October 23, 2014
Tall Mortgage Tales
Todd Zywicki has posted The Behavioral Law and Economics of Fixed-Rate Mortgages (and Other Just-So Stories) to SSRN. The article contains SPOILER ALERT! a spoof, in order to make a larger point. The abstract reads, A major cause of the … Continue reading
October 23, 2014 in Regulation | Permalink | No Comments
October 22, 2014
Housing Vouchers for Landlords
Collinson and Ganong have posted The Incidence of Housing Voucher Generosity to SSRN. The abstract of this important paper is a little technical for non-economists. It reads: What is the incidence of housing vouchers? Housing voucher recipients in the US … Continue reading
October 22, 2014 in Regulation | Permalink | No Comments
October 21, 2014
Reiss on Easing Credit
Law360 quoted me in With Lessons Learned, FHFA Lets Mortgage Giants Ease Credit (behind a paywall). It reads in part, The Federal Housing Finance Agency’s plan to boost mortgage lending by allowing Fannie Mae and Freddie Mac to purchase loans … Continue reading
October 21, 2014 in Regulation | Permalink | No Comments
