August 29, 2014
Compact Units: Mountain or Molehill?
NYU’s Furman Center has posted a short Research Brief, Compact Units: Demand and Challenges. The brief notes that there is no formal definition of a compact or micro unit of housing, but the term is typically used to refer to … Continue reading
August 29, 2014 in Regulation | Permalink | No Comments
August 26, 2014
Regulating Fannie and Freddie With The Deal
Steven Davidoff Solomon and David T. Zaring have posted After the Deal: Fannie, Freddie and the Financial Crisis Aftermath to SSRN. The abstract reads, The dramatic events of the financial crisis led the government to respond with a new form … Continue reading
August 26, 2014 in Regulation | Permalink | No Comments
August 20, 2014
Protecting Homeowners During Mortgage Servicing Transfers
The Consumer Financial Protection Bureau has issued a Compliance Bulletin and Policy Guidance on Mortgage Servicing Transfers (Bulletin 2014-01). Mortgage Serving Transfers have been receiving a lot of attention (also here) recently from regulators as the servicing industry is going … Continue reading
August 20, 2014 in Regulation | Permalink | No Comments
August 18, 2014
Housing Finance at A Glance
The Urban Institute’s Housing Finance Policy Center really does give a a nice overview of the American housing finance system in its monthly chartbook, Housing Finance at A Glance. I list below a few of the charts that I found … Continue reading
August 18, 2014 in Regulation | Permalink | No Comments
August 15, 2014
The Cost of Doing Nothing
Yesterday, I wrote about the Securities Industry and Financial Markets Association (SIFMA)’s FHFA comment letter. Today I write about SIFMA’s comment letter in response to Treasury’s request for input relating to the future of the private-label securities market. Like the … Continue reading
August 15, 2014 in Regulation | Permalink | No Comments
August 14, 2014
Housing Finance Abhors A Vacuum
The Securities Industry and Financial Markets Association (SIFMA) released their comment letter to the Federal Housing Finance Agency’s request for input relating to the role of the Fannie and Freddie guarantee fee (g-fee) in the housing finance market. While clearly … Continue reading
August 14, 2014 in Regulation | Permalink | No Comments
August 13, 2014
Consumer Protection in RMBS 3.0
The Structured Finance Industry Group has issued RMBS 3.0: A Comprehensive Set of Proposed Industry Standards to Promote Growth in the Private Label Securities Market. This “green paper,” frequently referred to as a First Edition, states that RMBS 3.0 is … Continue reading
August 13, 2014 in Regulation | Permalink | No Comments
