September 3, 2014
Top Ten Issues for Housing Finance Reform
Laurie Goodman of the Urban Institute has posted A Realistic Assessment of Housing Finance Reform. This paper is quite helpful, given the incredible complexity of the topic. The paper includes a lot of background, but I assume that readers of … Continue reading
September 3, 2014 in Regulation | Permalink | No Comments
September 2, 2014
Insuring Mortgages Through the Business Cycle
Mark Zandi and Cristian deRitis of Moody’s, along with Jim Parrott of the Urban Institute, have posted Putting Mortgage Insurers on Solid Ground. They wrote this in response to the Private Mortgage Insurance Eligibility Requirements set forth by the FHFA. … Continue reading
September 2, 2014 in Regulation | Permalink | No Comments
August 29, 2014
Compact Units: Mountain or Molehill?
NYU’s Furman Center has posted a short Research Brief, Compact Units: Demand and Challenges. The brief notes that there is no formal definition of a compact or micro unit of housing, but the term is typically used to refer to … Continue reading
August 29, 2014 in Regulation | Permalink | No Comments
August 26, 2014
Regulating Fannie and Freddie With The Deal
Steven Davidoff Solomon and David T. Zaring have posted After the Deal: Fannie, Freddie and the Financial Crisis Aftermath to SSRN. The abstract reads, The dramatic events of the financial crisis led the government to respond with a new form … Continue reading
August 26, 2014 in Regulation | Permalink | No Comments
August 20, 2014
Protecting Homeowners During Mortgage Servicing Transfers
The Consumer Financial Protection Bureau has issued a Compliance Bulletin and Policy Guidance on Mortgage Servicing Transfers (Bulletin 2014-01). Mortgage Serving Transfers have been receiving a lot of attention (also here) recently from regulators as the servicing industry is going … Continue reading
August 20, 2014 in Regulation | Permalink | No Comments
August 18, 2014
Housing Finance at A Glance
The Urban Institute’s Housing Finance Policy Center really does give a a nice overview of the American housing finance system in its monthly chartbook, Housing Finance at A Glance. I list below a few of the charts that I found … Continue reading
August 18, 2014 in Regulation | Permalink | No Comments
August 15, 2014
The Cost of Doing Nothing
Yesterday, I wrote about the Securities Industry and Financial Markets Association (SIFMA)’s FHFA comment letter. Today I write about SIFMA’s comment letter in response to Treasury’s request for input relating to the future of the private-label securities market. Like the … Continue reading
August 15, 2014 in Regulation | Permalink | No Comments
