April 16, 2014
Can You Help Someone Become Financially Capable?
Researchers at the World Bank have posted Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature.The abstract reads, This paper presents a systematic and comprehensive meta-analysis of the literature on financial education interventions. The analysis focuses on financial … Continue reading
April 16, 2014 in Regulation | Permalink | No Comments
April 14, 2014
Inside Johnson-Crapo
Enterprise Community Partners, Inc. has posted Inside Johnson-Crapo: What the Senate Housing Finance Reform Bill Could Mean for Low- and Moderate-income Communities. Parsing the various Congressional proposals for housing finance reform is hard enough for an expert, let alone for … Continue reading
April 14, 2014 in Regulation | Permalink | No Comments
April 8, 2014
Reiss on New Residential Real Estate Exchange
NationSwell quoted me in Can’t Afford a Down Payment? Let Investors Help You Buy Your Home. It reads in part, Enter PRIMARQ, the world’s first residential real-estate equity exchange — a soon-to-launch venture of San Francisco entrepreneur Steve Cinelli. Can’t … Continue reading
April 8, 2014 in Regulation | Permalink | No Comments
April 1, 2014
Tennessee Court Dismisses TILA, RICO, and RESPA Claims
The Tennessee court in deciding Mhoon v. United States Bank Home Mortg., 2013 U.S. Dist. (W.D. Tenn., 2013) dismissed the complaint of the plaintiff pursuant to 28 U.S.C. § 1915(e)(2)(B)(ii). Plaintiff [Mhoon] filed a complaint against defendant U.S. Bank. This … Continue reading
April 1, 2014 in Regulation | Permalink | No Comments
March 27, 2014
Paternalism or Consumer Protection?
Adam Smith (not that one) and Todd Zywicki have posted Behavior, Paternalism, and Policy: Evaluating Consumer Financial Protection to SSRN. It opens, The Consumer Financial Protection Bureau (CFPB) is one of the most powerful and least accountable regulatory agencies in … Continue reading
March 27, 2014 in Regulation | Permalink | No Comments
March 26, 2014
Affordable Housing and Air Rights in NYC
NYU’s Furman Center released a report, Unlocking the Right to Build: Designing a More Flexible System for Transferring Development Rights. While its title does not reflect it, the report is really about increasing the supply of affordable housing in New … Continue reading
March 26, 2014 in Regulation | Permalink | No Comments
March 25, 2014
Fannie and Freddie’s Debt to Treasury
Larry Wall of the Federal Reserve Bank of Atlanta has posted one of his Notes from the Vault, Have the Government-Sponsored Enterprises Fully Repaid the Treasury? It opens, Have U.S. taxpayers been fully compensated for their bailout of the government-sponsored … Continue reading
March 25, 2014 in Regulation | Permalink | No Comments
