December 18, 2017
Dueling Trump and CFPB Regulatory Agendas
The Office of Information and Regulatory Affairs, a bureaucratic-sounding but very important office within the Office of Management and Budget, released the Trump Administration’s Introduction to the Fall 2017 Regulatory Plan last week. While Trump’s plan is heavily focused on deregulation, … Continue reading
December 18, 2017 in Regulation | Permalink | No Comments
December 15, 2017
People’s Credit Union v. Trump
Twenty-one consumer finance regulation scholars (including yours truly) filed an amicus brief in Lower East Side People’s Federal Credit Union v. Trump, No. 1:17-cv-09536 (SDNY Dec. 14, 2017). The Summary of the Argument reads as follows: The orderly succession of … Continue reading
December 15, 2017 in Regulation | Permalink | No Comments
December 11, 2017
Challenges for Modern Housing Markets
I will be speaking in a free American Bar Association webinar tomorrow, Challenges for Modern Housing Markets: Our current housing system is not sustainable in terms of the market, residential tenure, cost … Continue reading
December 11, 2017 in Regulation | Permalink | No Comments
December 4, 2017
Net Losses in FHA’s Annual Management Report
The Federal Housing Administration released its Annual Management Report for Fiscal Year 2017. As always, it is good to review what the FHA has accomplished and the challenges it faces: FHA is the largest provider of mortgage insurance in the … Continue reading
December 4, 2017 in Regulation | Permalink | No Comments
December 1, 2017
Mooting The CFPB Constitutional Challenge
Law360 quoted me in DC Circ. May Skip CFPB Fight After Cordray’s Exit. It opens, The legal battle over who will temporarily lead the Consumer Financial Protection Bureau comes as the D.C. Circuit is considering whether the bureau’s structure is constitutional, and experts … Continue reading
December 1, 2017 in Regulation | Permalink | No Comments
November 29, 2017
Another FHFA Win Against Shareholders
The U.S. Court of Appeals for the Sixth Circuit issued an opinion in Robinson v. FHFA et al. (No. 16-6680, Nov. 22, 2017) that is another win for the federal government in the fight with shareholders over Fannie and Freddie’s profits. … Continue reading
November 29, 2017 in Regulation | Permalink | No Comments
November 22, 2017
No Can Sue
US News & World Report quoted me in Washington Has Made It Harder for You to Sue Your Credit Card Company. What Now? It reads, in part, On Nov. 1, President Donald Trump signed a congressional resolution that can make it … Continue reading
November 22, 2017 in Regulation | Permalink | No Comments
