January 18, 2018
The FHFA’s Take on Housing Finance Reform
Federal Housing Finance Agency Director Watt sent Federal Housing Finance Agency Perspectives on Housing Finance Reform to Senate Banking Chair Michael Crapo (R-ID) and Senator Sherrod Brown of Ohio, the top Democrat on that committee. There are no real surprises in … Continue reading
January 18, 2018 in Regulation | Permalink | No Comments
January 12, 2018
Trump Wins Round Two At CFPB
Bloomberg Law quoted me in Court Says Mulvaney Can Lead CFPB, but Legal Fight Continues. It opens, The court battle over the Consumer Financial Protection Bureau’s top leadership has shifted in the Trump administration’s favor, but continued litigation could test its … Continue reading
January 12, 2018 in Regulation | Permalink | No Comments
December 20, 2017
Are The Stars Aligning For Fannie And Freddie Reform?
Law360 published my op ed, Are The Stars Aligning For Fannie And Freddie Reform? It reads, There has been a lot of talk of the closed-door discussions in the Senate about a reform plan for Fannie Mae and Freddie Mac, the two mammoth housing … Continue reading
December 20, 2017 in Regulation | Permalink | No Comments
December 18, 2017
Dueling Trump and CFPB Regulatory Agendas
The Office of Information and Regulatory Affairs, a bureaucratic-sounding but very important office within the Office of Management and Budget, released the Trump Administration’s Introduction to the Fall 2017 Regulatory Plan last week. While Trump’s plan is heavily focused on deregulation, … Continue reading
December 18, 2017 in Regulation | Permalink | No Comments
December 15, 2017
People’s Credit Union v. Trump
Twenty-one consumer finance regulation scholars (including yours truly) filed an amicus brief in Lower East Side People’s Federal Credit Union v. Trump, No. 1:17-cv-09536 (SDNY Dec. 14, 2017). The Summary of the Argument reads as follows: The orderly succession of … Continue reading
December 15, 2017 in Regulation | Permalink | No Comments
December 11, 2017
Challenges for Modern Housing Markets
I will be speaking in a free American Bar Association webinar tomorrow, Challenges for Modern Housing Markets: Our current housing system is not sustainable in terms of the market, residential tenure, cost … Continue reading
December 11, 2017 in Regulation | Permalink | No Comments
December 4, 2017
Net Losses in FHA’s Annual Management Report
The Federal Housing Administration released its Annual Management Report for Fiscal Year 2017. As always, it is good to review what the FHA has accomplished and the challenges it faces: FHA is the largest provider of mortgage insurance in the … Continue reading
December 4, 2017 in Regulation | Permalink | No Comments
