REFinBlog

Editor: David Reiss
Cornell Law School

December 11, 2017

Challenges for Modern Housing Markets

By David Reiss

                  I will be speaking in a free American Bar Association webinar tomorrow, Challenges for Modern Housing Markets: Our current housing system is not sustainable in terms of the market, residential tenure, cost … Continue reading

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December 11, 2017 in Regulation | Permalink | No Comments

December 4, 2017

Net Losses in FHA’s Annual Management Report

By David Reiss

The Federal Housing Administration released its Annual Management Report for Fiscal Year 2017. As always, it is good to review what the FHA has accomplished and the challenges it faces: FHA is the largest provider of mortgage insurance in the … Continue reading

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December 4, 2017 in Regulation | Permalink | No Comments

December 1, 2017

Mooting The CFPB Constitutional Challenge

By David Reiss

Law360 quoted me in DC Circ. May Skip CFPB Fight After Cordray’s Exit. It opens, The legal battle over who will temporarily lead the Consumer Financial Protection Bureau comes as the D.C. Circuit is considering whether the bureau’s structure is constitutional, and experts … Continue reading

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December 1, 2017 in Regulation | Permalink | No Comments

November 29, 2017

Another FHFA Win Against Shareholders

By David Reiss

The U.S. Court of Appeals for the Sixth Circuit issued an opinion in Robinson v. FHFA et al. (No. 16-6680, Nov. 22, 2017) that is another win for the federal government in the fight with shareholders over Fannie and Freddie’s profits. … Continue reading

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November 29, 2017 in Regulation | Permalink | No Comments

November 22, 2017

No Can Sue

By David Reiss

US News & World Report quoted me in Washington Has Made It Harder for You to Sue Your Credit Card Company. What Now? It reads, in part, On Nov. 1, President Donald Trump signed a congressional resolution that can make it … Continue reading

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November 22, 2017 in Regulation | Permalink | No Comments

November 21, 2017

Housing Problems and Federal Assistance

By David Reiss

The Urban Institute’s G. Thomas Kingsley has posted a brief, Trends in Housing Problems and Federal Housing Assistance. It opens, In the 1930s, many American families lived in seriously deficient housing. To address that challenge, the federal government began building subsidized housing, … Continue reading

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November 21, 2017 in Regulation | Permalink | No Comments

November 20, 2017

FHA Annual Check-up

By David Reiss

The Department of Housing and Urban Development released its Annual Report to Congress Regarding the Financial Status of the FHA Mutual Mortgage Insurance Fund. The MMIF fund is the FHA’s main vehicle for insuring mortgages. As we saw last week, … Continue reading

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November 20, 2017 in Regulation | Permalink | No Comments