August 17, 2018
Fintech and Mortgage Lending
The Trump Administration released its fourth and final report on Nonbank Financials, Fintech, and Innovation in its A Financial System That Creates Economic Opportunity series. The report differs from the previous three as it does not throw the Consumer Financial … Continue reading
August 17, 2018 in Uncategorized | Permalink | 1 Comment
April 13, 2018
The Costs and Benefits of A Dodd-Frank Mortgage Provision
Craig Furfine has posted The Impact of Risk Retention Regulation on the Underwriting of Securitized Mortgages to SSRN. The abstract reads, The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 imposed requirements on securitization sponsors to retain not … Continue reading
April 13, 2018 in Uncategorized | Permalink | 1 Comment
March 13, 2018
The Missing Piece in The Affordable Housing Puzzle
The National Low Income Housing Coalition has posted The Gap: A Shortage of Affordable Homes. The report opens, One of the biggest barriers to economic stability for families in the United States struggling to make ends meet is the severe shortage of … Continue reading
March 13, 2018 in Uncategorized | Permalink | No Comments
December 8, 2017
Friday’s Government Reports Roundup
The United States Department of Housing and Urban Development released its 2017 Annual Homeless Assessment Report. The report noted more than half a million individuals were displaced on one single night in 2017. Though the half a million is a large … Continue reading
December 8, 2017 in Uncategorized | Permalink | No Comments
December 7, 2017
Thursday’s Advocacy & Think Tank Roundup
A banking institution joined the battle over the Consumer Financial Protection Bureau’s new leadership. Lower East Side People’s Federal Credit Union alleges Trump’s appointment of Mulvaney is an “illegal hostile takeover,” of the agency. Lower East Side People’s Federal Credit … Continue reading
December 7, 2017 in Uncategorized | Permalink | No Comments
December 6, 2017
Wednesday’s Academic Roundup
Analysis Mortgagor Protections in Equity and Under Statute, Atkins, Carruthers, and Skead An Evolving Foreclosure Landscape: The Ibanez Case and Beyond, Pitegoff and Underkuffler Bank Failures, Capital Buffers, and Exposure to the Housing Market Bubble, Kara and Vojtech Mortgage-Default Research … Continue reading
December 6, 2017 in Uncategorized | Permalink | No Comments
December 5, 2017
Tuesday’s Regulatory & Legislative Roundup
The Senate’s version of its tax reform bill will increase the nation’s debt. Their plan as written, increases the deficit by more than $1 trillion. The Senate’s vote on the bill narrowly passed with a 51-49 vote in favor of … Continue reading
December 5, 2017 in Uncategorized | Permalink | No Comments
