REFinBlog

April 26, 2017

Wednesday’s Academic Roundup

Matthew Desmond’s Evicted: Poverty and Profit in the American City is a triumphant work that provides the missing socio-legal data needed to prove why America should recognize housing as a human right. This Essay, titled Evicted: The Socio-Legal Case for … Continue reading →

April 25, 2017

Tuesday’s Regulatory & Legislative Roundup

HUD has published its third annual report on demographic and economic data for people living in Low-Income Housing Tax Credit (Housing Credit) properties. As of December 31, 2014, the median annual income of residents was $17,152 and approximately 47 percent … Continue reading →

April 24, 2017

Monday’s Adjudication Roundup

The Consumer Financial Protection Bureau on Thursday sued mortgage servicer Ocwen Financial Corp. in Florida federal court alleging that the firm’s servicing database is riddled with inaccuracies and incomplete information that resulted in wrongful foreclosure proceedings against around 1,000 families … Continue reading →

April 20, 2017

Thursday’s Advocacy & Think Tank Roundup

The total time for the process of closings in the U.S. are at the lowest level in over 700 days. In February and March of this year, the time span for closings landed at 46 and 43 days respectively. Last … Continue reading →

April 19, 2017

Wednesday’s Academic Roundup

Residential House Prices, Commercial Real Estate and Bank Failures, Fissel, Hanweck, and Sanders. Governance Structures and Trust: A Study of Real Estate Networks, Armando, Azevedo, Boaventura, Carnauba, and Todeva The Federal Housing Administration and African-American Homeownership, Reiss Do the FASB’s … Continue reading →

April 18, 2017

The FHA and African-American Homeownership

I have posted my article, The Federal Housing Administration and African-American Homeownership, to SSRN and BePress. The abstract reads, The United States Federal Housing Administration (“FHA”) has been a versatile tool of government since it was created during the Great Depression. … Continue reading →

Tuesday’s Regulatory & Legislative Roundup

The Federal Reserve Board is making changes to its current practices. This shift potentially could change America’s housing road to recovery. In recent months, reducing the number of bond holdings have been discussed by federal officials. Currently, the U.S. has … Continue reading →