REFinBlog

Editor: David Reiss
Cornell Law School

April 8, 2015

A Call to ARMs

By David Reiss

MainStreet.com quoted me in A Call to ARMs As Homeowners Opt for Lower Interest Rates. It opens, Some homeowners are choosing adjustable rate mortgages instead of the traditional 30-year mortgages to take advantage of lower interest rates for several years. The biggest benefit … Continue reading

Wednesday’s Academic Roundup

By Shea Cunningham

The Role of Prepayment Penalties in Mortgage Loans, by Andrea Beltratti, Matteo Benetton & Alessandro Gavazza, CEPR Discussion Paper No. DP10504. Inclusion by Design, Thinking Beyond a Civil Rights Paradigm, by Robin Paul Malloy, Land Use Law and Disability: Planning … Continue reading

April 7, 2015

Tuesday’s Regulatory & Legislative Round-Up

By Serenna McCloud

The Department of Housing and Urban Development Recently Released an Evaluation of the Neighborhood Stabilization Program (NSP) which finds that NSP was too modestly funded to consistently arrest the declines in property values or achieve the impacts that were hoped for.

April 6, 2015

Monday’s Adjudication Roundup

By Shea Cunningham

HSBC facing suit for breaching its duties as trustee for 271 residential mortgage-backed securities trusts. The US Supreme Court considered whether debtors should have an absolute right to appeal denial of proposed bankruptcy plan after three circuit courts have found … Continue reading

April 1, 2015

Wednesday’s Academic Roundup

By Shea Cunningham

Lottery Allocations and Games for Public Rental Apartments, by Zhan Wang, Jinpeng Ma, & Hongwei Zhang, March 1, 2015. Wages, Housing Prices and Commutes, by Tom Mayock, Real Estate Economics, Forthcoming. Financial Literacy, Broker-Borrower Interaction, and Mortgage Default, by James … Continue reading

March 30, 2015

Monday’s Adjudication Roundup

By Shea Cunningham

New Jersey Condominium Association files a complaint alleging that the U.S. Federal Emergency Management Agency (FEMA) breached its contracts by failing to pay flood insurance benefits for damage from Hurricane Sandy. The US Supreme Court justices are reviewing an Eleventh … Continue reading

March 27, 2015

Friday’s Government Reports Roundup

By Shea Cunningham

CFPB releases report of KPMG audit of its operations and budget. In the report, CFPB agrees with KPMG’s findings about control deficiencies and is aiming to fix such deficiencies. FHFA releases report on progress of Fannie/Freddie Conservatorships in advancing access … Continue reading