REFinBlog

Editor: David Reiss
Cornell Law School

April 6, 2015

Housing and Transportation Affordability Index

By David Reiss

The Center for Neighborhood Technology has a Housing and Transportation Affordability Index which provides a more comprehensive way of thinking about the true affordability of place. It presents housing and transportation data as maps, charts and statistics for 917 metropolitan … Continue reading

Read More

April 6, 2015 in Equity | Permalink | No Comments

April 2, 2015

Housing Affordability for Moderate-Income Households

By David Reiss

The Center for Housing Policy’s most recent issue of Housing Landscape gives its Annual Look at The Housing Affordability Challenges of America’s Working Households. The Center finds that Overall, 15.2 percent of all U.S. households (17.6 million households) were severely housing cost … Continue reading

Read More

April 2, 2015 in Equity | Permalink | No Comments

April 1, 2015

Mortgaging the Future

By David Reiss

The Federal Reserve Bank of San Francisco’s most recent Economic Letter is titled Mortgaging the Future? In it, Òscar Jordà, Moritz Schularick, and Alan M. Taylor evaluate the “Great Mortgaging” of the American economy: In the six decades following World War … Continue reading

Read More

April 1, 2015 in Equity | Permalink | No Comments

March 20, 2015

Foreign Funding for Real Estate Projects

By David Reiss

Jeanne Calderon and Gary Friedland have posted A Roadmap to the Use of EB-5 Capital: An Alternative Financing Tool for Commercial Real Estate Projects. The paper provides a great overview of a relatively new source of funding for real estate deals. … Continue reading

Read More

March 20, 2015 in Equity | Permalink | No Comments

March 19, 2015

Tax Expenditure Wars: Wealthy Households v. Poor

By David Reiss

Henry Rose has posted How Federal Tax Expenditures That Support Housing Contribute to Economic Inequality to SSRN. This short article examines “how federal income tax laws benefit more affluent owner households but provide no benefits to economically-strapped renter households.” (1) Housing … Continue reading

Read More

March 19, 2015 in Equity | Permalink | No Comments

March 12, 2015

Reiss on Being Financially Overextended

By David Reiss

US News & World Report quoted me in 5 Signs You’re Financially Overextended. It reads in part,  Are you managing your debt? Or is it managing you? If you’re stuck in a money quicksand trap, you may not even realize at first … Continue reading

Read More

March 12, 2015 in Equity | Permalink | No Comments

March 3, 2015

Salary Needed for a House in 27 Cities

By David Reiss

HSH.com has posted a study to answer the question — How much salary do you need to earn in order to afford the principal, interest, taxes and insurance payments on a median-priced home in your metro area? The study opens, … Continue reading

Read More

March 3, 2015 in Equity | Permalink | No Comments