REFinBlog

Editor: David Reiss
Cornell Law School

February 7, 2017

Housing Booms and Busts

By David Reiss

Patricia McCoy and Susan Wachter have posted Why Cyclicality Matter to Access to Mortgage Credit to SSRN. The paper is now particularly relevant because of President Trump’s plan to roll back Dodd-Frank’s regulation of the financial markets, including the mortgage market. … Continue reading

January 30, 2017

What Is at Stake with the FHA?

By David Reiss

The Hill published my column, The Future of American Home Ownership Under President Trump. It reads,  One of the Trump Administration’s first official actions was to reverse the Federal Housing Administration (FHA) mortgage insurance premium cut that was announced in the … Continue reading

January 27, 2017

Foreclosure or Short Sale?

By David Reiss

BeSmartee.com quoted me in Which One Is Worse: Foreclosure or Short Sale? It opens, If you’re faced with either a foreclosure or a short sale situation and aren’t sure what to do, read on. We asked some experts which one is … Continue reading

January 20, 2017

Finding An Affordable Neighborhood

By David Reiss

Trulia quoted me in How To Find An Affordable Neighborhood. It opens, There’s more to consider when buying a house than the house itself. The neighborhood can be equally, if not more, important. You might already have must-haves in mind for … Continue reading

December 27, 2016

Enlarging The Credit Box

By David Reiss

The Hill published my column, It’s Time to Expand The Credit Box for American Homebuyers. it reads, The dark, dark days of the mortgage market are far behind us. The early 2000s were marked by a set of practices that can … Continue reading

December 21, 2016

Promissory Note v. Mortgage

By David Reiss

  Zing! quoted me in What’s the Difference Between a Promissory Note and a Mortgage? It opens, Buying a home can sometimes feel like learning a new language. Preapprovals, appraisals and the fact that “concessions” don’t involve hot dogs at … Continue reading

December 19, 2016

Negotiating Real Estate Fees

By David Reiss

PolicyGenius quoted me in 5 Mortgage Loan Fees and Rates You Should Always Negotiate. It opens, When it comes to making major purchases or financial decisions, we always hear that mantra, “Everything is negotiable.” You can haggle with the salesman … Continue reading