February 7, 2017
Housing Booms and Busts
Patricia McCoy and Susan Wachter have posted Why Cyclicality Matter to Access to Mortgage Credit to SSRN. The paper is now particularly relevant because of President Trump’s plan to roll back Dodd-Frank’s regulation of the financial markets, including the mortgage market. … Continue reading
February 7, 2017 in Home Ownership | Permalink | No Comments
January 30, 2017
What Is at Stake with the FHA?
The Hill published my column, The Future of American Home Ownership Under President Trump. It reads, One of the Trump Administration’s first official actions was to reverse the Federal Housing Administration (FHA) mortgage insurance premium cut that was announced in the … Continue reading
January 30, 2017 in Home Ownership | Permalink | No Comments
January 27, 2017
Foreclosure or Short Sale?
BeSmartee.com quoted me in Which One Is Worse: Foreclosure or Short Sale? It opens, If you’re faced with either a foreclosure or a short sale situation and aren’t sure what to do, read on. We asked some experts which one is … Continue reading
January 27, 2017 in Home Ownership | Permalink | No Comments
January 20, 2017
Finding An Affordable Neighborhood
Trulia quoted me in How To Find An Affordable Neighborhood. It opens, There’s more to consider when buying a house than the house itself. The neighborhood can be equally, if not more, important. You might already have must-haves in mind for … Continue reading
January 20, 2017 in Home Ownership | Permalink | No Comments
December 27, 2016
Enlarging The Credit Box
The Hill published my column, It’s Time to Expand The Credit Box for American Homebuyers. it reads, The dark, dark days of the mortgage market are far behind us. The early 2000s were marked by a set of practices that can … Continue reading
December 27, 2016 in Home Ownership | Permalink | No Comments
December 21, 2016
Promissory Note v. Mortgage
Zing! quoted me in What’s the Difference Between a Promissory Note and a Mortgage? It opens, Buying a home can sometimes feel like learning a new language. Preapprovals, appraisals and the fact that “concessions” don’t involve hot dogs at … Continue reading
December 21, 2016 in Home Ownership | Permalink | No Comments
December 19, 2016
Negotiating Real Estate Fees
PolicyGenius quoted me in 5 Mortgage Loan Fees and Rates You Should Always Negotiate. It opens, When it comes to making major purchases or financial decisions, we always hear that mantra, “Everything is negotiable.” You can haggle with the salesman … Continue reading
December 19, 2016 in Home Ownership | Permalink | No Comments