June 13, 2016
Mortgage Market Overview
The Urban Institute’s Housing Finance Policy Center issued its May 2016 Housing Finance at a Glance Chartbook. This monthly report is invaluable for those of us who follow the mortgage market closely. The mortgage market changes so quickly and so … Continue reading
June 13, 2016 in Home Ownership | Permalink | No Comments
June 9, 2016
Building Emergency Funds
MainStreet.com quoted me in Here’s How to Build a Sturdy Household ‘Cash Crisis’ Fund. It reads, in part, Americans aren’t big on emergency savings funds: only four in ten U.S. adults have one, according to a 2015 study by Bankrate. But if … Continue reading
June 9, 2016 in Home Ownership | Permalink | No Comments
June 7, 2016
Buying A First Home
Realtor.com quoted me in Buying Your First Home? Better Make Sure It Has These 4 Things. It opens, Finding the perfect starter home is a journey as well as a destination. You’ve got to know what you want, then adjust expectations … Continue reading
June 7, 2016 in Home Ownership | Permalink | No Comments
June 6, 2016
What Are Mortgage Borrowers Thinking?
The Consumer Financial Protection Bureau (CFPB) and the Federal Housing Finance Agency (FHFA) have released A Profile of 2013 Mortgage Borrowers: Statistics from the National Survey of Mortgage Originations. While sounding dull and perhaps a bit dated, this document is actually … Continue reading
June 6, 2016 in Home Ownership | Permalink | No Comments
June 3, 2016
Trump, Sanders and Housing Policy
I had earlier blogged about Hillary Clinton’s housing policy positions. Today, I turn to those of Donald Trump and Bernie Sanders. Amazingly (or, perhaps, completely unsurprisingly), their housing policies present microcosms of their … Continue reading
June 3, 2016 in Home Ownership | Permalink | No Comments
June 2, 2016
Ensuring Sustainable Homeownership
My short article, Ensuring That Homeownership Is Sustainable, was just published in the Westlaw Journal, Bank & Lender Liability. It opens, The Federal Housing Administration has suffered as a result of many of the same unrealistic underwriting assumptions that led to problems … Continue reading
June 2, 2016 in Home Ownership | Permalink | No Comments
June 1, 2016
Millennials Coming Home
I was interviewed on Voice of America’s American Café in a story, Millennials Coming Home. The story touches on many of the themes that I blogged about last week. VoA sets up the show as follows: A new study says … Continue reading
June 1, 2016 in Home Ownership | Permalink | No Comments
