REFinBlog

Editor: David Reiss
Cornell Law School

June 15, 2016

Risks and Rewards of Downsizing

By David Reiss

The Deseret News quoted me in Why The Young and Old Are Embracing The Rewards of Downsizing. It reads, in part, Not very long ago, living with less implied money problems or a lack of professional success. No longer. From younger … Continue reading

June 14, 2016

Student Debt And Homeownership

By David Reiss

The National Association of Realtors, along with SALT, a consumer literacy program provided by American Student Assistance, released the results from a joint survey about student debt and homeownership. They found that “Seventy-one percent of non-homeowners repaying their student loans on … Continue reading

June 13, 2016

Mortgage Market Overview

By David Reiss

The Urban Institute’s Housing Finance Policy Center issued its May 2016 Housing Finance at a Glance Chartbook. This monthly report is invaluable for those of us who follow the mortgage market closely. The mortgage market changes so quickly and so … Continue reading

June 9, 2016

Building Emergency Funds

By David Reiss

MainStreet.com quoted me in Here’s How to Build a Sturdy Household ‘Cash Crisis’ Fund. It reads, in part, Americans aren’t big on emergency savings funds: only four in ten U.S. adults have one, according to a 2015 study by Bankrate. But if … Continue reading

June 7, 2016

Buying A First Home

By David Reiss

Realtor.com quoted me in Buying Your First Home? Better Make Sure It Has These 4 Things. It opens, Finding the perfect starter home is a journey as well as a destination. You’ve got to know what you want, then adjust expectations … Continue reading

June 6, 2016

What Are Mortgage Borrowers Thinking?

By David Reiss

The Consumer Financial Protection Bureau (CFPB) and the Federal Housing Finance Agency (FHFA) have released A Profile of 2013 Mortgage Borrowers: Statistics from the National Survey of Mortgage Originations. While sounding dull and perhaps a bit dated, this document is actually … Continue reading

June 3, 2016

Trump, Sanders and Housing Policy

By David Reiss

              I had earlier blogged about Hillary Clinton’s housing policy positions. Today, I turn to those of Donald Trump and Bernie Sanders.  Amazingly (or, perhaps, completely unsurprisingly), their housing policies present microcosms of their … Continue reading