REFinBlog

Editor: David Reiss
Cornell Law School

June 9, 2016

Building Emergency Funds

By David Reiss

MainStreet.com quoted me in Here’s How to Build a Sturdy Household ‘Cash Crisis’ Fund. It reads, in part, Americans aren’t big on emergency savings funds: only four in ten U.S. adults have one, according to a 2015 study by Bankrate. But if … Continue reading

June 7, 2016

Buying A First Home

By David Reiss

Realtor.com quoted me in Buying Your First Home? Better Make Sure It Has These 4 Things. It opens, Finding the perfect starter home is a journey as well as a destination. You’ve got to know what you want, then adjust expectations … Continue reading

June 6, 2016

What Are Mortgage Borrowers Thinking?

By David Reiss

The Consumer Financial Protection Bureau (CFPB) and the Federal Housing Finance Agency (FHFA) have released A Profile of 2013 Mortgage Borrowers: Statistics from the National Survey of Mortgage Originations. While sounding dull and perhaps a bit dated, this document is actually … Continue reading

June 3, 2016

Trump, Sanders and Housing Policy

By David Reiss

              I had earlier blogged about Hillary Clinton’s housing policy positions. Today, I turn to those of Donald Trump and Bernie Sanders.  Amazingly (or, perhaps, completely unsurprisingly), their housing policies present microcosms of their … Continue reading

June 2, 2016

Ensuring Sustainable Homeownership

By David Reiss

My short article, Ensuring That Homeownership Is Sustainable, was just published in the Westlaw Journal, Bank & Lender Liability. It opens, The Federal Housing Administration has suffered as a result of many of the same unrealistic underwriting assumptions that led to problems … Continue reading

May 27, 2016

Mommy, I’m Home!

By David Reiss

The Pew Research Center has released For First Time in Modern Era, Living with Parents Edges out Other Living Arrangements for 18- to 34-Year-Olds (link for complete report on right side of page). This report adds to the growing literature on … Continue reading