REFinBlog

December 22, 2015

Troubles with TRID

Law360 quoted me in Rule-Driven Home Sale Slump Could Be Temporary. It reads, in part, A slump in existing home sales in November can be traced to the implementation of a new Consumer Financial Protection Bureau mortgage closing regime, although experts … Continue reading →

December 21, 2015

Monday’s Adjudication Roundup

Class action suit filed against JPMorgan for alleged illegal demand of payment from junior mortgage holders who’s senior mortgages had been foreclosed. The class claims that JPMorgan’s demands violated several California laws. PHH Corp. urges the DC Circuit to vacate … Continue reading →

December 18, 2015

Rates up in ARMs

TheStreet.com quoted me in Fed Hike Means Adjustable Rate Mortgages Will Rise and Increase Monthly Payments. It opens, The first interest rate hike by the Federal Reserve in nearly a decade means consumers can no longer take advantage of a zero … Continue reading →

Friday’s Government Reports Roundup

HUD, the Department of Veterans Affairs and the Department of Labor released “Veterans Homelessness Prevention Demonstration (VHPD) Evaluation Final Report” evaluating a program designed by Silber & Associates and the Urban Institute. CFPB released report on student loan financing finding … Continue reading →

December 17, 2015

Homebuyer’s Guide to Rate Hike

U.S. News & World Report quoted me in A Consumer’s Guide to the Fed Interest Rate Hike. It opens, The era of cheap money isn’t exactly over, but on Wednesday, after seven years of having near zero interest rates, the Federal … Continue reading →

December 15, 2015

Won’t You Be My Neighbor?

Realtor.com quoted me in Are Neighborhood Watch Signs Killing Home Sales? I reads, in part, Neighborhood watch programs proclaim that a community’s members have one another’s backs, a collective way of saying, “Hey, we got you covered.” So home shoppers who see … Continue reading →

December 14, 2015

Down Payment Help

The Dallas Morning News quoted me in Asking for Help with Down Payment Can Often Be Difficult. It reads, in part, How do you ask a question when no one wants to talk about the subject? Often, it’s quite clumsily, … Continue reading →