October 22, 2015
The Low Cost of Homeownership
TheStreet.com quoted me in Why the Extra Costs of Owning a Home Are Lower Than Consumer Expectations. It reads, in part, First-time homebuyers are often apprehensive about the extra costs of owning a house, fearful that routine maintenance and repairs will … Continue reading
October 22, 2015 in Home Ownership | Permalink | No Comments
October 21, 2015
Wednesday’s Academic Roundup
Clustered Housing Cycles, Ruben Hernandez-Murillo, Michael Owyang & Margarita Rubio, FRB St. Louis Paper No. FEDLWP2-13-021. Crowding Out Effects of Refinancing on New Purchase Mortgages, Steven A. Sharpe & Shane M. Sherlund, FEDS Working Paper No. FEDGFE2015-17. The Determinants of … Continue reading
October 21, 2015 in Home Ownership | Permalink | No Comments
October 15, 2015
Millennials, Paycheck to Paycheck
The National Housing Conference and the Center for Housing Policy issued a report, Paycheck to Paycheck: A Snapshot of Housing Affordability for Millennial Workers. The report opens, Public perception of millennials tends to paint a picture of highly educated hipsters … Continue reading
October 15, 2015 in Home Ownership | Permalink | No Comments
October 14, 2015
Wednesday’s Academic Roundup
Pricing Residential Real Estate Derivatives, Mark Michael Richter. Local House Prices and Mental Health, Nayan Krishna Joshi, International Journal of Health Care Finance and Economics, 2015. Why Did So Many Subprime Borrowers Default During the Crisis: Loose Credit or Plummeting … Continue reading
October 14, 2015 in Home Ownership | Permalink | No Comments
October 9, 2015
Loose Credit. Plummeting Prices.
Christopher Palmer has posted Why Did So Many Subprime Borrowers Default During the Crisis: Loose Credit or Plummeting Prices? to SSRN. While this is a technical paper, it is clear from the title that it addresses an important question. If it … Continue reading
October 9, 2015 in Home Ownership | Permalink | No Comments
Friday’s Government Reports Roundup
The National Resource Network, NYU Wagner and the Urban Institute released a report, Striking a (Local) Grand Bargain, “that offers a new way for cities and anchor institutions to collaborate on projects.” Anchor institutions include universities, medical centers and hospitals. … Continue reading
October 9, 2015 in Home Ownership | Permalink | No Comments
October 7, 2015
State of Lending for Latinos
The Center for Responsible Lending has posted a fact sheet, The State of Lending for Latinos in the U.S. It reads, in part, At 55 million, Latinos represent the nation’s largest ethnic group and the fastest growing population. However, Latinos continue to … Continue reading
October 7, 2015 in Home Ownership | Permalink | No Comments
