REFinBlog

Editor: David Reiss
Brooklyn Law School

March 14, 2018

The Importance of Mortgage Data

By David Reiss

Senate Bill 2155 is looking like it will be enacted and reduce the amount of data collected pursuant to the Home Mortgage Disclosure Act. The Federal Reserve Bulletin includes a report that demonstrates just how useful that data is, Residential Mortgage Lending … Continue reading

Read More

March 14, 2018 in mortgage | Permalink | No Comments

February 20, 2018

Can I Refinance?

By David Reiss

LendingTree quoted me in Can I Refinance? Refinance Requirements for Your Mortgage. It opens, While there are many reasons to refinance a mortgage, one of the biggest factors at play is whether or not you’ll be able to get a better … Continue reading

Read More

February 20, 2018 in mortgage | Permalink | No Comments

February 12, 2018

Redefault Risk After the Mortgage Crisis

By David Reiss

  Paul Calem et al. of the Phillie Fed posted Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? The abstract reads, This paper examines the redefault rate of mortgages that were selected for modification … Continue reading

Read More

February 12, 2018 in mortgage | Permalink | No Comments

February 8, 2018

Loan Mods Amidst Rising Interest Rates

By David Reiss

The Urban Institute’s Laurie Goodman et al. have posted Government Loan Modifications: What Happens When Interest Rates Rise?. This brief is another product of the newly formed Mortgage Servicing Collaborative. This brief examines the current loan modification product suite for … Continue reading

Read More

February 8, 2018 in mortgage | Permalink | No Comments

January 25, 2018

Credit Risk Transfer and Financial Crises

By David Reiss

Susan Wachter posted Credit Risk Transfer, Informed Markets, and Securitization to SSRN. It opens, Across countries and over time, credit expansions have led to episodes of real estate booms and busts. Ten years ago, the Global Financial Crisis (GFC), the … Continue reading

Read More

January 25, 2018 in mortgage | Permalink | No Comments

January 24, 2018

The Miraculous Continuous Workout Mortgage

By David Reiss

Nobel Prize winner Robert Shiller et al. have posted Continuous Workout Mortgages: Efficient Pricing and Systemic Implications to SSRN. The paper opens, The ad hoc measures taken to resolve the subprime crisis involved expending financial resources to bail out banks without … Continue reading

Read More

January 24, 2018 in mortgage | Permalink | No Comments

January 7, 2018

Installment Land Contracts:  Uses, Abuses, and Legislative Proposals

By David Reiss

                  Professors’ Corner A FREE monthly webinar featuring a panel of law professors, addressing topics of interest to practitioners of real estate and trusts/estates Tuesday, January 9, 2018 12:30 p.m. Eastern/11:30 a.m. … Continue reading

Read More

January 7, 2018 in mortgage | Permalink | No Comments