May 11, 2015
Monday’s Adjudication Roundup
The United States Supreme Court holds that debtors do not have an absolute right to appeal a denial of a proposed bankruptcy plan (mentioned in April 6 post). Maryland federal judge approves settlement between CFPB and Genuine Title and participants … Continue reading
May 11, 2015 in mortgage | Permalink | No Comments
May 8, 2015
Myths About Money
Chase.com quoted me in 5 Myths About Your Money. It opens, There’s no shortage of money advice out there, but each person’s financial situation is unique. So there are times when conventional wisdom can be just plain unhelpful. With that in … Continue reading
May 8, 2015 in mortgage | Permalink | No Comments
May 7, 2015
Borrowing from Yourself
MainStreet.com quoted me in Dipping Into Your 401(k) to Finance the Purchase of a Home is a Tricky Decision. It reads, in part, Dipping into the funds she had amassed in her 401(k) account to make up the remaining difference for her … Continue reading
May 7, 2015 in mortgage | Permalink | No Comments
May 6, 2015
Wednesday’s Academic Roundup
Beyond Disparate Impact: How the Fair Housing Movement Can Move On, by Rigel Christine Oliveri, Washburn Law Journal, Forthcoming, Crowding Out Effects of Refinancing on New Purchase Mortgages, by Steven A. Sharpe & Shane M. Sherlund, FEDS Working Paper No. … Continue reading
May 6, 2015 in mortgage | Permalink | No Comments
May 4, 2015
Monday’s Adjudication Roundup
Ocwen and Assurant settle with homeowners for $140 million in class action suit, in which the homeowners alleged that Ocwen received kickbacks by inflating premium costs for forced-placed insurance. New York’s Appellate Division, First Department, affirmed dismissal of suit against … Continue reading
May 4, 2015 in mortgage | Permalink | No Comments
April 29, 2015
HELOC vs. Cash-out Refinance for Card Debt Repayment
CreditCards.com quoted me in HELOC vs. Cash-out Refinance for Card Debt Repayment. It reads, in part, On paper, it may look as if it makes a lot of sense to replace high interest card debt with a low interest payment if … Continue reading
April 29, 2015 in mortgage | Permalink | No Comments
April 28, 2015
What Do People Do When Mortgage Payments Drop?
I went to an interesting presentation today on a technical paper, Monetary Policy Pass-Through: Household Consumption and Voluntary Deleveraging. While the paper (by Marco Di Maggio, Amir Kermani & Rodney Ramcharan) itself is tough for the non-expert, it has some … Continue reading
April 28, 2015 in mortgage | Permalink | No Comments
