REFinBlog

Editor: David Reiss
Cornell Law School

April 27, 2022

Sharing Your Home with Strangers

By David Reiss

Debra Bechtel, Crystal Liu, Ernira Mehmetaj, and I have just posted Sharing Your Home with Strangers: Common-Interest Ownership and Financing Options to SSRN (as well as to bepress). The abstract reads, As the affordable housing crisis in the U.S. escalates, … Continue reading

May 15, 2017

Running The CFPB out of Town

By David Reiss

My latest column for The Hill is America’s Consumer Financial Sheriff and The Horse it Rides Are under Fire. It reads, Notwithstanding its name, the Financial Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs Act, or Financial Choice Act, will … Continue reading

February 8, 2017

Who’s a Predatory Lender?

By David Reiss

US News & World Report quoted me in 5 Clues That You’re Dealing with a Predatory Lender.  It opens, Consumers are often told to stay away from predatory lenders, but the problem with that advice is a predatory lender doesn’t … Continue reading

July 22, 2016

Wall Street’s New Toxic Transactions

By David Reiss

The National Consumer Law Center released a report, Toxic Transactions: How Land Installment Contracts Once Again Threaten Communities of Color. It describes land installment contracts as follows: Land contracts are marketed as an alternative path to homeownership in credit-starved communities. The … Continue reading

October 7, 2015

State of Lending for Latinos

By David Reiss

The Center for Responsible Lending has posted a fact sheet, The State of Lending for Latinos in the U.S. It reads, in part, At 55 million, Latinos represent the nation’s largest ethnic group and the fastest growing population. However, Latinos continue to … Continue reading